Jackson County Bank (FDIC #13109): Bank Stress & Real-Estate Credit Exposure

Jackson County Bank (FDIC Cert #13109): bank stress 81/100, severe, STABLE over 7 days; parent BANCORP OF SOUTHERN INDIANA.

Jackson County Bank (#13109) lends in 7 counties across 1 state; Jackson County Bank (#13109) reaches 71 ZIP codes: Indiana 7 counties, 71 ZIPs.

Jackson County Bank (#13109) largest markets: Monroe County, IN (57 branches, 19 ZIPs) (#13109), Bartholomew County, IN (45 branches, 15 ZIPs) (#13109), Jennings County, IN (13 branches, 13 ZIPs) (#13109), Johnson County, IN (12 branches, 12 ZIPs) (#13109), Lawrence County, IN (12 branches, 12 ZIPs) (#13109), Decatur County, IN (11 branches, 11 ZIPs) (#13109).

Jackson County Bank (#13109) reports $1.11 billion in total assets; Jackson County Bank (#13109) equity $91.4 million (8.2% of Jackson County Bank (#13109) assets); Jackson County Bank (#13109) domestic deposits $894.8 million; Jackson County Bank (#13109) net income $4.2 million; Jackson County Bank (#13109) return on assets 0.78%; Jackson County Bank (#13109) return on equity 9.37%; Jackson County Bank (#13109) net interest income $17.7 million; Jackson County Bank (#13109) call report June 30, 2026.

Jackson County Bank (#13109) noncurrent real-estate loans: none reported; Jackson County Bank (#13109) net charge-offs on real estate 0.53%; Jackson County Bank (#13109) residential charge-offs 0.37%.

Jackson County Bank (#13109) net interest margin 3.51% against an eight-quarter Jackson County Bank (#13109) average of 3.35% (Jackson County Bank (#13109) compression -0.16 points); Jackson County Bank (#13109) non-residential real estate 36.9% of equity; Jackson County Bank (#13109) rate-exposure score 40/100, Jackson County Bank (#13109) fixed-rate trap 40/100; Jackson County Bank (#13109) risk type credit driven; Jackson County Bank (#13109) rate regime rates elevated, Jackson County Bank (#13109) snapshot October 19, 2026.

Jackson County Bank (#13109) stress score moved from 80.1 on June 22, 2026 to 81.2 on October 19, 2026; Jackson County Bank (#13109) ranged 80.1 to 81.2 over 116 snapshots.

Jackson County Bank (#13109) alerts: 7 counties; top Jackson County Bank (#13109) alert scores: Bedford County, IN 27 (low); Bloomington County, IN 27 (low); Columbus County, IN 27 (low); Greensburg County, IN 27 (low); Greenwood County, IN 27 (low).