Farmers&Merchants Bank (FDIC #1843): Bank Stress & Real-Estate Credit Exposure
Farmers&Merchants Bank (FDIC Cert #1843): bank stress 80/100, severe, STABLE over 7 days; parent FARMERS&MERCHANTS BCORP THE.
Farmers&Merchants Bank (#1843) lends in 3 counties across 1 state; Farmers&Merchants Bank (#1843) reaches 33 ZIP codes: Indiana 3 counties, 33 ZIPs.
Farmers&Merchants Bank (#1843) largest markets: Tippecanoe County, IN (19 branches, 19 ZIPs) (#1843), Benton County, IN (22 branches, 11 ZIPs) (#1843), Warren County, IN (11 branches, 11 ZIPs) (#1843).
Farmers&Merchants Bank (#1843) reports $213.4 million in total assets; Farmers&Merchants Bank (#1843) equity $18.0 million (8.4% of Farmers&Merchants Bank (#1843) assets); Farmers&Merchants Bank (#1843) domestic deposits $194.0 million; Farmers&Merchants Bank (#1843) net income $855,000; Farmers&Merchants Bank (#1843) return on assets 0.80%; Farmers&Merchants Bank (#1843) return on equity 9.70%; Farmers&Merchants Bank (#1843) net interest income $3.5 million; Farmers&Merchants Bank (#1843) call report June 30, 2026.
Farmers&Merchants Bank (#1843) noncurrent real-estate loans: none reported; Farmers&Merchants Bank (#1843) net charge-offs on real estate 0.02%.
Farmers&Merchants Bank (#1843) net interest margin 3.50% against an eight-quarter Farmers&Merchants Bank (#1843) average of 3.10% (Farmers&Merchants Bank (#1843) compression -0.40 points); Farmers&Merchants Bank (#1843) rate-exposure score 40/100, Farmers&Merchants Bank (#1843) fixed-rate trap 40/100; Farmers&Merchants Bank (#1843) risk type credit driven; Farmers&Merchants Bank (#1843) rate regime rates elevated, Farmers&Merchants Bank (#1843) snapshot October 19, 2026.
Farmers&Merchants Bank (#1843) stress score moved from 80.4 on June 22, 2026 to 80 on October 19, 2026; Farmers&Merchants Bank (#1843) ranged 80 to 80.4 over 116 snapshots.
Farmers&Merchants Bank (#1843) alerts: 3 counties; top Farmers&Merchants Bank (#1843) alert scores: Otterbein County, IN 26 (low); West Lafayette County, IN 26 (low); Williamsport County, IN 26 (low).