Old Plank Trail Cmty Bank NA (FDIC #58314): Bank Stress & Real-Estate Credit Exposure
Old Plank Trail Cmty Bank NA (FDIC Cert #58314): bank stress 73/100, elevated, STABLE over 7 days; parent WINTRUST FINANCIAL CORP (WTFC).
Old Plank Trail Cmty Bank NA (#58314) lends in 3 counties across 2 states; Old Plank Trail Cmty Bank NA (#58314) reaches 242 ZIP codes: Illinois 2 counties, 214 ZIPs; Indiana 1 county, 28 ZIPs.
Old Plank Trail Cmty Bank NA (#58314) largest markets: Cook County, IL (890 branches, 178 ZIPs) (#58314), Will County, IL (405 branches, 45 ZIPs) (#58314), Lake County, IN (56 branches, 28 ZIPs) (#58314).
Old Plank Trail Cmty Bank NA (#58314) reports $3.53 billion in total assets; Old Plank Trail Cmty Bank NA (#58314) equity $294.6 million (8.3% of Old Plank Trail Cmty Bank NA (#58314) assets); Old Plank Trail Cmty Bank NA (#58314) domestic deposits $3.12 billion; Old Plank Trail Cmty Bank NA (#58314) net income $20.2 million; Old Plank Trail Cmty Bank NA (#58314) return on assets 1.19%; Old Plank Trail Cmty Bank NA (#58314) return on equity 13.91%; Old Plank Trail Cmty Bank NA (#58314) net interest income $51.5 million; Old Plank Trail Cmty Bank NA (#58314) call report June 30, 2026.
Old Plank Trail Cmty Bank NA (#58314) noncurrent real-estate loans 0.17% of its book; Old Plank Trail Cmty Bank NA (#58314) residential 0.18%; Old Plank Trail Cmty Bank NA (#58314) net charge-offs on real estate 0.37%; Old Plank Trail Cmty Bank NA (#58314) residential charge-offs 0.23%.
Old Plank Trail Cmty Bank NA (#58314) net interest margin 3.19% against an eight-quarter Old Plank Trail Cmty Bank NA (#58314) average of 3.25% (Old Plank Trail Cmty Bank NA (#58314) compression 0.06 points); Old Plank Trail Cmty Bank NA (#58314) real-estate loans 17.5% of equity; Old Plank Trail Cmty Bank NA (#58314) non-residential real estate 22.9% of equity; Old Plank Trail Cmty Bank NA (#58314) rate-exposure score 40/100, Old Plank Trail Cmty Bank NA (#58314) fixed-rate trap 40/100; Old Plank Trail Cmty Bank NA (#58314) risk type credit driven; Old Plank Trail Cmty Bank NA (#58314) rate regime rates elevated; Old Plank Trail Cmty Bank NA (#58314) shares 13.4% below the 52-week high, Old Plank Trail Cmty Bank NA (#58314) equity trend weakening, Old Plank Trail Cmty Bank NA (#58314) snapshot October 19, 2026.
Old Plank Trail Cmty Bank NA (#58314) stress score moved from 68.3 on June 22, 2026 to 72.5 on October 19, 2026; Old Plank Trail Cmty Bank NA (#58314) ranged 68.3 to 72.5 over 116 snapshots.
Old Plank Trail Cmty Bank NA (#58314) alerts: 3 counties; top Old Plank Trail Cmty Bank NA (#58314) alert scores: Dyer County, IL 26 (low); Steger County, IL 26 (low); Tinley Park County, IL 26 (low).