Wayne County, IN: Foreclosures, Tax Liens & Distressed Properties

Wayne County, IN, Indiana: 19 ZIP codes scored, Wayne County, IN averaging 31/100 (moderate, Wayne, IN), from 22 to 35. Wayne County, IN is in its peak phase (Wayne, IN confidence 26/100): Wayne, IN home prices up 4.3% (Wayne, IN) over twelve months. Wayne County, IN lender headwind: 70/100.

Highest-scoring Wayne County, IN ZIPs: 47324 (35/100), 47330 (35/100), 47335 (35/100), 47339 (35/100), 47341 (35/100), 47345 (35/100). Also scored in Wayne County, IN: 47370, 47374, 47392, 47327, 47346, 47393, 47357, 47354, 47358, 47360.

Across Wayne County, IN's scored ZIPs: median home value $136,947, household income $58,305, 11.9% vacancy, 12.0% poverty, 81% owner-occupied, median age 42.6.

Wayne County, IN insurance distress 75/100 (#496 in the US); FEMA hazard 68/100 for Wayne, IN; 6 federal disaster declarations in Wayne County, IN since 2023 (4 flood); 41 Wayne, IN NFIP flood claims, $787K paid; Wayne, IN construction distress 99/100.

6 banks with 20 branches lend in Wayne County, IN; Wayne, IN weighted bank stress 70/100, highest 80/100 in Wayne, IN.

Wayne County, IN unemployment 3.7% (Wayne, IN -0.2 pts, six months); 125 new housing units permitted in Wayne County, IN over twelve months, Wayne, IN down 54% from 274; Wayne, IN home prices +8.6% a year (Wayne, IN) over three years.

30,736 housing units in Wayne County, IN; 8,122 Wayne, IN renter households; 45% of Wayne, IN renters spend 30%+ of income on rent, 23% (Wayne, IN) half or more.

Wayne County, IN ranks #345 nationally on the opportunity index (Wayne, IN, among all ranked counties); Wayne, IN scores 34.4/100 and Wayne, IN sits #6 inside Indiana. Wayne, IN is in the peak_opportunity opportunity phase; Wayne, IN's primary driver is construction, Wayne, IN second driver vacancy; Wayne, IN moved down 82 places. 2 short-sale listings across Wayne, IN; 77 days on market observed in Wayne, IN; 12.6% vacancy over 19 Wayne, IN ZIPs.

No CFPB county sample covers Wayne County, IN. The non-metro area reading for Wayne, IN: 1.0% ninety-plus days late; Wayne, IN's thirty-to-eighty-nine share is 3.1% (Wayne, IN, December 2025 data); Indiana overall 1.0%.

Wayne County, IN has 3 watched banks; 3 Wayne, IN banks sit in an elevated band. Wayne, IN footprints: First Bank Richmond (7 branches, stress 80) in Wayne, IN; Wayne Bank&Trust Co (4 branches, stress 76) in Wayne, IN; Merchants Bank Of Indiana (2 branches, stress 57) in Wayne, IN.

HUD lists 10 assisted multifamily properties in Wayne County, IN with 675 units; 589 Wayne, IN units are assisted, 7 Wayne, IN properties under project-based Section 8.

3,761 of the 30,736 housing units in Wayne, IN sit vacant. Wayne County, IN permitted 74 multifamily units in twelve months; Wayne, IN's one-to-four unit structures added 51 units in Wayne County, IN.