Wayne County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wayne County, IN distress report, 2026: 19 ZIPs scored in Wayne, IN, Wayne, IN average 31/100; the top Wayne, IN ZIP is 47324 at 34/100; Wayne, IN market phase peak, Wayne, IN prices +4.3% year over year.
- Wayne, IN ranks #388 nationally (opportunity index); Wayne, IN #6 in Indiana; Wayne, IN index 34.0.
- Wayne, IN: no CFPB county sample; Wayne, IN non-metro area reading 1.0%.
- Wayne, IN ZIP phases: 16 peak, 3 expansion.
- Wayne, IN residential listings tracked: 10 across 13 ZIPs; Wayne, IN candidate listings 3.
- Wayne, IN HUD assisted properties: 10 with 675 units.
- Wayne, IN lenders on watch: 3; largest Wayne, IN footprint First Bank Richmond (7 branches).
- Wayne, IN most distressed ZIP: 47324 at 34/100.
Wayne, IN figures: DLRadar distress index; Wayne, IN inputs: CFPB, FHFA, HUD, FDIC; Wayne, IN rebuilt as sources refresh.
| Rank | Wayne, IN ZIP | Score |
|---|---|---|
| 1 | 47324 | 34/100 |
| 2 | 47330 | 34/100 |
| 3 | 47335 | 34/100 |
| 4 | 47339 | 34/100 |
| 5 | 47341 | 34/100 |
| 6 | 47345 | 34/100 |
| 7 | 47346 | 34/100 |
| 8 | 47370 | 34/100 |
| 9 | 47374 | 34/100 |
| 10 | 47392 | 34/100 |
| 11 | 47327 | 33/100 |
| 12 | 47357 | 33/100 |
Most distressed Wayne, IN ZIPs (0-100, 2026)
Mortgage delinquency around Wayne, IN
No CFPB county sample covers Wayne, IN; the non-metro area reading for Wayne, IN: 1.0% ninety-plus; Wayne, IN area thirty-to-eighty-nine 3.1% (December 2025, Wayne, IN); Indiana overall 1.0%.
Opportunity index: Wayne, IN
Wayne, IN index 34.0, Wayne, IN phase peak_opportunity; Wayne, IN primary driver construction, Wayne, IN second driver vacancy. Wayne, IN components: property stress 22.0, foreclosure pressure 21.8, listing discounts 31.6, bank stress 60.6, insurance 0.0; Wayne, IN pulse 40.1; Wayne, IN capital opportunity 24.9; Wayne, IN seven-day change +0.1%.
ZIP market phases inside Wayne, IN
19 Wayne, IN ZIPs carry a price-cycle phase; Wayne, IN ZIPs by phase (Wayne, IN), deepest drawdown first: peak, +4.3% YoY (Wayne, IN): 47324, 47327, 47330, 47331, Wayne, IN 47335, 47339, 47341, 47345, Wayne, IN 47346, 47357, 47360, 47370; peak, +4.9% YoY (Wayne, IN): 47325; expansion, +6.2% YoY (Wayne, IN): 47354; expansion, +5.1% YoY (Wayne, IN): 47355; expansion, +5.0% YoY (Wayne, IN): 47358.
Residential listings by Wayne, IN ZIP
Wayne, IN ZIPs with the most tracked Wayne, IN residential listings: 47374 8 listings, 3 candidates, bank pressure 67; 47330 1 listings, 0 candidates, bank pressure 65; 47346 1 listings, 0 candidates, bank pressure 64; 47324 0 listings, 0 candidates, bank pressure 65 (Wayne, IN); 47327 0 listings, 0 candidates, bank pressure 64; 47335 0 listings, 0 candidates, bank pressure 65; 47339 0 listings, 0 candidates, bank pressure 65; 47341 0 listings, 0 candidates, bank pressure 65. Wayne, IN totals: 10 listings; Wayne, IN candidates 3; active ZIPs 2.
HUD assisted housing in Wayne, IN
10 assisted properties with 675 units sit in Wayne, IN; largest Wayne, IN properties: Cambridge Square Richmond (Richmond) 150 units, 150 assisted; Carriage House Richmond (Richmond) 106 units, 106 assisted; Interfaith Housing B (Richmond) 101 units, 100 assisted in Wayne, IN; Greenwood Apartments (Richmond) 100 units, 100 assisted; Rosewood Terrace (Richmond) 57 units, 56 assisted; Cedar Cliff Apartments (Richmond) 42 units.
Lenders with branches in Wayne, IN
Wayne, IN lenders by branch count: First Bank Richmond (Wayne, IN): stress 80, 7 branches low in Wayne, IN; Wayne Bank&Trust Co (Wayne, IN): stress 76, 4 branches low in Wayne, IN; Merchants Bank Of Indiana (Wayne, IN): stress 57, 2 branches low in Wayne, IN.
Vacancy and permits, Wayne, IN
3,761 of 30,736 Wayne, IN housing units are vacant; Wayne, IN permits, twelve months: 74 multifamily units in Wayne, IN, 51 one-to-four unit units.
Work Wayne, IN at the parcel level
Every Wayne, IN parcel carries owner and address; every Wayne, IN parcel carries APN; Wayne, IN distress scores sit on the Wayne, IN live board.
Wayne, IN figures refresh with each source.
Wayne, IN questions
Most distressed ZIP code in Wayne County, IN?
ZIP 47324 leads Wayne, IN at 34/100; next in Wayne, IN: 47330 at 34/100; the Wayne, IN average is 31/100.
Where does Wayne County, IN rank for investment opportunity?
Wayne, IN is #388 among all ranked counties, #6 in Indiana; the Wayne, IN driver is construction; Wayne, IN moved down 121 places.
How many mortgages are delinquent in Wayne County, IN?
Wayne, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Wayne, IN.
Which banks lend in Wayne County, IN?
3 watched lenders hold Wayne, IN branches; the largest Wayne, IN footprints are First Bank Richmond (7), Wayne Bank&Trust Co (4), Merchants Bank Of Indiana (2).
More on Wayne, IN
Wayne County, IN distress report: public-record figures for Wayne, IN; not legal advice for Wayne, IN; not tax or investment advice; verify every Wayne, IN record before acting.