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County and ZIP scoring, cycle position, and the current day opportunities.

Wayne County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Wayne County, Indiana? DLRadar grades every Wayne County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Wayne County breakdown.

  • Wayne County's most distressed ZIP is 47324 at 28/100.
  • 19 ZIP codes tracked in Wayne County, averaging 26/100 distress.
  • Wayne County reads peak — home values up 4.3% year over year.
  • Vacancy runs 11.9% across Wayne County's tracked ZIPs, with a 12% poverty rate.
  • The typical Wayne County home is worth about $136,947 against a ~$58,305 median income.
  • Lending headwind in Wayne County sits at 70/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
14732428/100
24732728/100
34733028/100
44733528/100
54733928/100
64734128/100
74734528/100
84734628/100
94735428/100
104737028/100
114737428/100
124739228/100

Most distressed ZIP codes in Wayne County (composite distress 0-100, 2026)

What is driving Wayne County distress

Wayne County's placement in the national index rests on public filings — a 26/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Wayne County market phase and pricing

Phase for Wayne County: peak (+4.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Wayne County

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Frequently asked

Which part of Wayne County, IN scores highest for distress?

ZIP 47324 leads Wayne County at 28/100, recomputed monthly from public records.

Is Wayne County expanding or contracting?

Wayne County reads peak, with home prices up 4.3% year over year. Phase comes from FHFA House Price Index trajectory.

What is this Wayne County analysis built from?

Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 19 Wayne County ZIPs are scored by the same deterministic method applied to every U.S. county.

How much do distress scores vary between Wayne County ZIP codes?

Averaging the county conceals how uneven it is. Across the Wayne County ZIPs DLRadar ranks, scores run from 28/100 in 47324 down to 28/100 in 47392, against a Wayne County average of 26/100. The 0-point range is the argument for ZIP-level search across Wayne County.

What do Wayne County home values and vacancy say about distressed supply?

The typical Wayne County home carries about $136,947 of value against a median household income near $58,305. Vacancy across Wayne County's tracked ZIPs runs 11.9% and the poverty rate is 12%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Wayne County's foreclosure and lien filings and its 70/100 lending headwind.

Related

Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.

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