Wayne County, IN: Home-Insurance Distress & Forced-Sale Pressure
Wayne County, IN: 75/100 (severe) home-insurance distress; Wayne, IN band MEDIUM; Wayne, IN #496 of 3,222 counties; Wayne, IN #9 of 92 in Indiana.
FEMA hazard, Wayne, IN: 68/100; Wayne, IN declarations, three years: 6; Wayne, IN perils: 4 flood; Wayne, IN five-year count 3 (severity 6.0); Wayne, IN ten-year 3; hazard-weighted, Wayne, IN: 8.0.
Declared incidents on the Wayne, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Wayne, IN).
NFIP claims, Wayne, IN, three years: 41; Wayne, IN payouts $787,223; per Wayne, IN claim $19,201; Wayne, IN claim-stress 86/100.
Wayne, IN monthly score rose, 0 (March 2026) to 80 (October 2026); Wayne, IN by month: March 0, April 0, May 0, June 0 (Wayne, IN), July 0, August 36, September 36, October 80.
Wayne, IN components: climate 77, NFIP claims 86; Wayne, IN retreat index 80.
Construction distress, Wayne, IN: 99/100 as of August 2026 (Wayne, IN: 51/100 one-to-four unit, 100/100 multifamily).
Wayne, IN ZIPs, June 2026 (Wayne, IN, 16 highest): score 0 (Wayne, IN), climate 71 (Wayne, IN): 47324, 47330, 47335, 47339, Wayne, IN 47341, 47345, 47370, 47392; score 0 (Wayne, IN), climate 70 (Wayne, IN): 47374; score 0 (Wayne, IN), climate 67 (Wayne, IN): 47346; score 0 (Wayne, IN), climate 66 (Wayne, IN): 47393; score 0 (Wayne, IN), climate 65 (Wayne, IN): 47327; score 0 (Wayne, IN), climate 61 (Wayne, IN): 47357; score 0 (Wayne, IN), climate 48 (Wayne, IN): 47360; score 0 (Wayne, IN), climate 44 (Wayne, IN): 47354; score 0 (Wayne, IN), climate 34 (Wayne, IN): 47331.
DLRadar rescores Wayne, IN monthly; Wayne, IN readings join Wayne, IN foreclosure, lien and ownership parcels (Wayne, IN), so cost-squeezed Wayne, IN owners surface before listing.
Inside Indiana, Wayne County ranks 9th of 92 counties for home-insurance distress at 75/100; Marion County (76/100) sits just above Wayne County, and Henry County (75/100) sits just below Wayne County.
Deterministic. Every Wayne County, IN signal traces to a public Wayne dataset (FEMA, NFIP, Census for Wayne, IN) · how insurance distress works in Wayne, IN · methodology
FAQ: Wayne County, IN insurance distress
What is the Wayne County, IN home-insurance-distress score?
Wayne, IN: 75/100 (MEDIUM), #496 of 3,222, #9 in Indiana. FEMA hazard, Wayne, IN: 68/100; NFIP stress, Wayne, IN: 86/100; construction, Wayne, IN: 99/100; Wayne, IN rescores monthly.
Is Wayne County insurance distress getting better or worse (IN)?
Wayne, IN: 0 in March 2026; Wayne, IN: 80 in October 2026 (worse); Wayne, IN climate component 77; Wayne, IN NFIP claims score 86.
How many flood-insurance claims has Wayne County, IN had?
Wayne, IN: 41 NFIP claims, three years; Wayne, IN paid $787,223; per Wayne, IN claim $19,201; carriers reprice Wayne, IN against that record.
Which Wayne County ZIP codes carry the most insurance distress (IN)?
Wayne, IN, June 2026: 47324 at 0, 47330 at 0, 47335 at 0, 47339 at 0; Wayne, IN climate scores there: 71, 71, 71, 71.
Why does Wayne, IN insurance distress create sellers?
A Wayne, IN premium outruns the Wayne, IN budget; a carrier leaves Wayne, IN; Wayne, IN carrying cost passes plan; Wayne, IN owners sell while current; Wayne, IN insurance distress leads Wayne, IN foreclosure data.