Franklin County, IN: Foreclosures, Tax Liens & Distressed Properties
Franklin County, IN, Indiana: 15 ZIP codes scored, Franklin County, IN averaging 23/100 (low, Franklin, IN), from 16 to 26. Franklin County, IN is in its peak phase (Franklin, IN confidence 24/100): Franklin, IN home prices up 3.5% (Franklin, IN) over twelve months. Franklin County, IN lender headwind: 64/100.
Highest-scoring Franklin County, IN ZIPs: 47016 (26/100), 47024 (26/100), 47030 (26/100), 47035 (26/100), 47036 (26/100), 47010 (25/100). Also scored in Franklin County, IN: 47012, 47240, 46173, 47006, 47331, 47060, 47041, 47003, 47353.
Across Franklin County, IN's scored ZIPs: median home value $222,560, household income $71,493, 7.0% vacancy, 9.4% poverty, 83% owner-occupied, median age 44.0.
Franklin County, IN insurance distress 76/100 (#472 in the US); FEMA hazard 78/100 for Franklin, IN; 8 federal disaster declarations in Franklin County, IN since 2023 (6 flood); 8 Franklin, IN NFIP flood claims, $102K paid; Franklin, IN construction distress 51/100.
5 banks with 8 branches lend in Franklin County, IN; Franklin, IN weighted bank stress 70/100, highest 81/100 in Franklin, IN.
Franklin County, IN unemployment 2.9% (Franklin, IN -0.7 pts, six months); 57 new housing units permitted in Franklin County, IN over twelve months, Franklin, IN down 7% from 61; Franklin, IN home prices +8.4% a year (Franklin, IN) over three years.
9,796 housing units in Franklin County, IN; 1,691 Franklin, IN renter households; 31% of Franklin, IN renters spend 30%+ of income on rent, 19% (Franklin, IN) half or more.
Franklin County, IN ranks #1,409 nationally on the opportunity index (Franklin, IN, among all ranked counties); Franklin, IN scores 29.7/100 and Franklin, IN sits #39 inside Indiana. Franklin, IN is in the early_signal opportunity phase; Franklin, IN's primary driver is bank institutional, Franklin, IN second driver construction; Franklin, IN moved up 728 places. 11 short-sale listings across Franklin, IN; 24 days on market observed in Franklin, IN; 6.9% vacancy over 15 Franklin, IN ZIPs.
No CFPB county sample covers Franklin County, IN. The metro area reading for Franklin, IN (Cincinnati, OH-KY-IN): 0.8% ninety-plus days late; Franklin, IN's thirty-to-eighty-nine share is 2.0% (Franklin, IN, December 2025 data); Indiana overall 1.0%.
Franklin County, IN has 3 watched banks; 3 Franklin, IN banks sit in an elevated band. Franklin, IN footprints: Bath State Bank (2 branches, stress 81) in Franklin, IN; Fcn Bank National Assn (2 branches, stress 76) in Franklin, IN; Friendship State Bank (1 branch, stress 80) in Franklin, IN.
585 of the 9,796 housing units in Franklin, IN sit vacant. Franklin County, IN permitted 0 multifamily units in twelve months; Franklin, IN's one-to-four unit structures added 57 units in Franklin County, IN.
Where distress concentrates in Franklin County
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Distress is a stack, not a list. These layers cross-check each other before you commit capital.
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