North Salem State Bank (FDIC #8063): Bank Stress & Real-Estate Credit Exposure

North Salem State Bank (FDIC Cert #8063): bank stress 61/100, elevated, STABLE over 7 days; parent NORTH SALEM STATE BCORP THE.

North Salem State Bank (#8063) lends in 3 counties across 1 state; North Salem State Bank (#8063) reaches 42 ZIP codes: Indiana 3 counties, 42 ZIPs.

North Salem State Bank (#8063) largest markets: Hendricks County, IN (95 branches, 19 ZIPs) (#8063), Putnam County, IN (32 branches, 16 ZIPs) (#8063), Boone County, IN (26 branches, 13 ZIPs) (#8063).

North Salem State Bank (#8063) reports $769.6 million in total assets; North Salem State Bank (#8063) equity $69.5 million (9.0% of North Salem State Bank (#8063) assets); North Salem State Bank (#8063) domestic deposits $687.9 million; North Salem State Bank (#8063) net income $6.4 million; North Salem State Bank (#8063) return on assets 1.65%; North Salem State Bank (#8063) return on equity 19.39%; North Salem State Bank (#8063) net interest income $15.8 million; North Salem State Bank (#8063) call report June 30, 2026.

North Salem State Bank (#8063) noncurrent real-estate loans: none reported; North Salem State Bank (#8063) net charge-offs on real estate 0.77%; North Salem State Bank (#8063) residential charge-offs 0.64%.

North Salem State Bank (#8063) net interest margin 4.29% against an eight-quarter North Salem State Bank (#8063) average of 4.31% (North Salem State Bank (#8063) compression 0.02 points); North Salem State Bank (#8063) non-residential real estate 64.4% of equity; North Salem State Bank (#8063) rate-exposure score 40/100, North Salem State Bank (#8063) fixed-rate trap 40/100; North Salem State Bank (#8063) risk type credit driven; North Salem State Bank (#8063) rate regime rates elevated, North Salem State Bank (#8063) snapshot October 19, 2026.

North Salem State Bank (#8063) stress score moved from 62.2 on June 22, 2026 to 60.9 on October 20, 2026; North Salem State Bank (#8063) ranged 60.9 to 62.2 over 117 snapshots.

North Salem State Bank (#8063) alerts: 3 counties; top North Salem State Bank (#8063) alert scores: Greencastle County, IN 22 (low); Lebanon County, IN 22 (low); Plainfield County, IN 22 (low).