State Bank (FDIC #1833): Bank Stress & Real-Estate Credit Exposure

State Bank (FDIC Cert #1833): bank stress 66/100, elevated, STABLE over 7 days; parent LIZTON FINANCIAL CORP.

State Bank (#1833) lends in 4 counties across 1 state; State Bank (#1833) reaches 66 ZIP codes: Indiana 4 counties, 66 ZIPs.

State Bank (#1833) largest markets: Hamilton County, IN (23 branches, 23 ZIPs) (#1833), Hendricks County, IN (95 branches, 19 ZIPs) (#1833), Tippecanoe County, IN (19 branches, 19 ZIPs) (#1833), Boone County, IN (39 branches, 13 ZIPs) (#1833).

State Bank (#1833) reports $916.1 million in total assets; State Bank (#1833) equity $100.5 million (11.0% of State Bank (#1833) assets); State Bank (#1833) domestic deposits $764.1 million; State Bank (#1833) net income $4.7 million; State Bank (#1833) return on assets 1.07%; State Bank (#1833) return on equity 11.13%; State Bank (#1833) net interest income $16.6 million; State Bank (#1833) call report June 30, 2026.

State Bank (#1833) noncurrent real-estate loans: none reported; State Bank (#1833) net charge-offs on real estate 0.13%; State Bank (#1833) residential charge-offs 0.27%.

State Bank (#1833) net interest margin 4.04% against an eight-quarter State Bank (#1833) average of 3.60% (State Bank (#1833) compression -0.44 points); State Bank (#1833) non-residential real estate 26.8% of equity; State Bank (#1833) rate-exposure score 40/100, State Bank (#1833) fixed-rate trap 40/100; State Bank (#1833) risk type credit driven; State Bank (#1833) rate regime rates elevated, State Bank (#1833) snapshot October 19, 2026.

State Bank (#1833) stress score moved from 71 on June 22, 2026 to 65.8 on October 20, 2026; State Bank (#1833) ranged 65.8 to 71 over 117 snapshots.

State Bank (#1833) alerts: 4 counties; top State Bank (#1833) alert scores: Carmel County, IN 23 (low); Lafayette County, IN 23 (low); Plainfield County, IN 23 (low); Zionsville County, IN 23 (low).