Crossroads Bank (FDIC #29839): Bank Stress & Real-Estate Credit Exposure
Crossroads Bank (FDIC Cert #29839): bank stress 73/100, elevated, STABLE over 7 days; parent FFW CORP.
Crossroads Bank (#29839) lends in 4 counties across 1 state; Crossroads Bank (#29839) reaches 49 ZIP codes: Indiana 4 counties, 49 ZIPs.
Crossroads Bank (#29839) largest markets: Kosciusko County, IN (42 branches, 21 ZIPs) (#29839), Wabash County, IN (30 branches, 15 ZIPs) (#29839), Miami County, IN (14 branches, 14 ZIPs) (#29839), Whitley County, IN (20 branches, 10 ZIPs) (#29839).
Crossroads Bank (#29839) reports $616.1 million in total assets; Crossroads Bank (#29839) equity $52.5 million (8.5% of Crossroads Bank (#29839) assets); Crossroads Bank (#29839) domestic deposits $548.8 million; Crossroads Bank (#29839) net income $3.4 million; Crossroads Bank (#29839) return on assets 1.13%; Crossroads Bank (#29839) return on equity 13.33%; Crossroads Bank (#29839) net interest income $9.7 million; Crossroads Bank (#29839) call report June 30, 2026.
Crossroads Bank (#29839) noncurrent real-estate loans: none reported; Crossroads Bank (#29839) net charge-offs on real estate 1.52%; Crossroads Bank (#29839) residential charge-offs 6.39%.
Crossroads Bank (#29839) net interest margin 3.45% against an eight-quarter Crossroads Bank (#29839) average of 3.18% (Crossroads Bank (#29839) compression -0.28 points); Crossroads Bank (#29839) non-residential real estate 639.5% of equity; Crossroads Bank (#29839) rate-exposure score 40/100, Crossroads Bank (#29839) fixed-rate trap 40/100; Crossroads Bank (#29839) risk type credit driven; Crossroads Bank (#29839) rate regime rates elevated, Crossroads Bank (#29839) snapshot October 19, 2026.
Crossroads Bank (#29839) stress score moved from 72.1 on June 22, 2026 to 73.1 on October 19, 2026; Crossroads Bank (#29839) ranged 72.1 to 73.1 over 116 snapshots.
Crossroads Bank (#29839) alerts: 4 counties; top Crossroads Bank (#29839) alert scores: Wabash County, IN 42 (moderate); Peru County, IN 25 (low); South Whitley County, IN 25 (low); Warsaw County, IN 25 (low).