Axiom Bank National Assn (FDIC #31390): Bank Stress & Real-Estate Credit Exposure
Axiom Bank National Assn (FDIC Cert #31390): bank stress 80/100, severe, STABLE over 7 days; parent AXIOM BANCSHARES INC.
Axiom Bank National Assn (#31390) lends in 4 counties across 1 state; Axiom Bank National Assn (#31390) reaches 136 ZIP codes: Florida 4 counties, 136 ZIPs.
Axiom Bank National Assn (#31390) largest markets: Orange County, FL (196 branches, 49 ZIPs) (#31390), Polk County, FL (45 branches, 45 ZIPs) (#31390), Volusia County, FL (30 branches, 30 ZIPs) (#31390), Osceola County, FL (17 branches, 17 ZIPs) (#31390).
Axiom Bank National Assn (#31390) reports $732.4 million in total assets; Axiom Bank National Assn (#31390) equity $89.1 million (12.2% of Axiom Bank National Assn (#31390) assets); Axiom Bank National Assn (#31390) domestic deposits $636.4 million; Axiom Bank National Assn (#31390) net income $633,000; Axiom Bank National Assn (#31390) return on assets 0.17%; Axiom Bank National Assn (#31390) return on equity 1.42%; Axiom Bank National Assn (#31390) net interest income $14.5 million; Axiom Bank National Assn (#31390) call report June 30, 2026.
Axiom Bank National Assn (#31390) noncurrent real-estate loans: none reported; Axiom Bank National Assn (#31390) net charge-offs on real estate 0.00%.
Axiom Bank National Assn (#31390) net interest margin 4.04% against an eight-quarter Axiom Bank National Assn (#31390) average of 4.06% (Axiom Bank National Assn (#31390) compression 0.02 points); Axiom Bank National Assn (#31390) rate-exposure score 40/100, Axiom Bank National Assn (#31390) fixed-rate trap 40/100; Axiom Bank National Assn (#31390) risk type credit driven; Axiom Bank National Assn (#31390) rate regime rates elevated, Axiom Bank National Assn (#31390) snapshot October 19, 2026.
Axiom Bank National Assn (#31390) stress score moved from 83.4 on June 22, 2026 to 79.5 on October 20, 2026; Axiom Bank National Assn (#31390) ranged 79.5 to 83.4 over 117 snapshots.
Axiom Bank National Assn (#31390) alerts: 4 counties; top Axiom Bank National Assn (#31390) alert scores: Port Orange County, FL 24 (low); Saint Cloud County, FL 24 (low); Winter Haven County, FL 24 (low); Winter Park County, FL 24 (low).