Sunflower Bank National Assn (FDIC #4767): Bank Stress & Real-Estate Credit Exposure
Sunflower Bank National Assn (FDIC Cert #4767): bank stress 76/100, severe, STABLE over 7 days; parent FIRSTSUN CAPITAL BCORP.
Sunflower Bank National Assn (#4767) lends in 57 counties across 10 states; Sunflower Bank National Assn (#4767) reaches 2,191 ZIP codes: Texas 16 counties, 579 ZIPs; Kansas 14 counties, 195 ZIPs; California 9 counties, 825 ZIPs; Colorado 8 counties, 140 ZIPs; New Mexico 4 counties, 71 ZIPs; Florida 2 counties, 82 ZIPs.
Sunflower Bank National Assn (#4767) largest markets: Los Angeles County, CA (2,128 branches, 304 ZIPs) (#4767), Harris County, TX (143 branches, 143 ZIPs) (#4767), Maricopa County, AZ (560 branches, 140 ZIPs) (#4767), San Diego County, CA (232 branches, 116 ZIPs) (#4767), San Bernardino County, CA (300 branches, 100 ZIPs) (#4767), Dallas County, TX (190 branches, 95 ZIPs) (#4767).
Sunflower Bank National Assn (#4767) reports $15.65 billion in total assets; Sunflower Bank National Assn (#4767) equity $1.93 billion (12.3% of Sunflower Bank National Assn (#4767) assets); Sunflower Bank National Assn (#4767) domestic deposits $13.48 billion; Sunflower Bank National Assn (#4767) net income $18.3 million; Sunflower Bank National Assn (#4767) return on assets 0.34%; Sunflower Bank National Assn (#4767) return on equity 2.63%; Sunflower Bank National Assn (#4767) net interest income $229.7 million; Sunflower Bank National Assn (#4767) call report June 30, 2026.
Sunflower Bank National Assn (#4767) noncurrent real-estate loans 0.10% of its book; Sunflower Bank National Assn (#4767) multifamily 0.39%; Sunflower Bank National Assn (#4767) net charge-offs on real estate 1.41%; Sunflower Bank National Assn (#4767) multifamily charge-offs 1.78%; Sunflower Bank National Assn (#4767) residential charge-offs 0.92%.
Sunflower Bank National Assn (#4767) net interest margin 4.59% against an eight-quarter Sunflower Bank National Assn (#4767) average of 4.20% (Sunflower Bank National Assn (#4767) compression -0.39 points); Sunflower Bank National Assn (#4767) real-estate loans 9.6% of equity; Sunflower Bank National Assn (#4767) non-residential real estate 92.3% of equity; Sunflower Bank National Assn (#4767) rate-exposure score 40/100, Sunflower Bank National Assn (#4767) fixed-rate trap 40/100; Sunflower Bank National Assn (#4767) risk type credit driven; Sunflower Bank National Assn (#4767) rate regime rates elevated, Sunflower Bank National Assn (#4767) snapshot October 20, 2026.
Sunflower Bank National Assn (#4767) stress score moved from 55.3 on June 22, 2026 to 75.6 on October 20, 2026; Sunflower Bank National Assn (#4767) ranged 55.3 to 75.6 over 117 snapshots.
Sunflower Bank National Assn (#4767) alerts: 40 counties; top Sunflower Bank National Assn (#4767) alert scores: Crockett County, TX 46 (moderate); Trinity County, TX 38 (moderate); El Paso County, TX 36 (moderate); Victoria County, TX 35 (low); Wichita County, TX 33 (low).