Gbc International Bank (FDIC #22366): Bank Stress & Real-Estate Credit Exposure
Gbc International Bank (FDIC Cert #22366): bank stress 47/100, moderate, STABLE over 7 days; parent GBC HOLDINGS INC.
Gbc International Bank (#22366) lends in 5 counties across 2 states; Gbc International Bank (#22366) reaches 572 ZIP codes: California 4 counties, 483 ZIPs; Washington 1 county, 89 ZIPs.
Gbc International Bank (#22366) largest markets: Los Angeles County, CA (912 branches, 304 ZIPs) (#22366), Orange County, CA (92 branches, 92 ZIPs) (#22366), King County, WA (89 branches, 89 ZIPs) (#22366), Santa Clara County, CA (63 branches, 63 ZIPs) (#22366), San Francisco County, CA (30 branches, 30 ZIPs) (#22366).
Gbc International Bank (#22366) reports $658.5 million in total assets; Gbc International Bank (#22366) equity $106.4 million (16.2% of Gbc International Bank (#22366) assets); Gbc International Bank (#22366) domestic deposits $504.6 million; Gbc International Bank (#22366) net income $3.6 million; Gbc International Bank (#22366) return on assets 1.08%; Gbc International Bank (#22366) return on equity 6.91%; Gbc International Bank (#22366) net interest income $12.3 million; Gbc International Bank (#22366) call report June 30, 2026.
Gbc International Bank (#22366) noncurrent real-estate loans: none reported; Gbc International Bank (#22366) net charge-offs on real estate 0.12%; Gbc International Bank (#22366) residential charge-offs 0.14%.
Gbc International Bank (#22366) net interest margin 3.78% against an eight-quarter Gbc International Bank (#22366) average of 3.20% (Gbc International Bank (#22366) compression -0.58 points); Gbc International Bank (#22366) non-residential real estate 14.1% of equity; Gbc International Bank (#22366) rate-exposure score 40/100, Gbc International Bank (#22366) fixed-rate trap 40/100; Gbc International Bank (#22366) risk type credit driven; Gbc International Bank (#22366) rate regime rates elevated, Gbc International Bank (#22366) snapshot October 19, 2026.
Gbc International Bank (#22366) stress score moved from 46.2 on June 22, 2026 to 47.2 on October 19, 2026; Gbc International Bank (#22366) ranged 46.2 to 47.2 over 116 snapshots.
Gbc International Bank (#22366) alerts: 5 counties; top Gbc International Bank (#22366) alert scores: San Francisco County, CA 39 (moderate); Rowland Heights County, CA 18 (low); San Jose County, CA 18 (low); Seattle County, CA 18 (low); Westminster County, CA 18 (low).