Peoples Bank (FDIC #6158): Bank Stress & Real-Estate Credit Exposure

Peoples Bank (FDIC Cert #6158): bank stress 60/100, elevated, STABLE over 7 days; parent PEOPLES BCORP.

Peoples Bank (#6158) lends in 7 counties across 1 state; Peoples Bank (#6158) reaches 180 ZIP codes: Washington 7 counties, 180 ZIPs.

Peoples Bank (#6158) largest markets: King County, WA (89 branches, 89 ZIPs) (#6158), Snohomish County, WA (150 branches, 30 ZIPs) (#6158), Whatcom County, WA (162 branches, 18 ZIPs) (#6158), Skagit County, WA (68 branches, 17 ZIPs) (#6158), Chelan County, WA (14 branches, 14 ZIPs) (#6158), Douglas County, WA (13 branches, 13 ZIPs) (#6158).

Peoples Bank (#6158) reports $2.42 billion in total assets; Peoples Bank (#6158) equity $322.5 million (13.3% of Peoples Bank (#6158) assets); Peoples Bank (#6158) domestic deposits $2.08 billion; Peoples Bank (#6158) net income $11.8 million; Peoples Bank (#6158) return on assets 0.96%; Peoples Bank (#6158) return on equity 7.44%; Peoples Bank (#6158) net interest income $47.6 million; Peoples Bank (#6158) call report June 30, 2026.

Peoples Bank (#6158) noncurrent real-estate loans: none reported; Peoples Bank (#6158) net charge-offs on real estate 0.12%.

Peoples Bank (#6158) net interest margin 4.06% against an eight-quarter Peoples Bank (#6158) average of 3.92% (Peoples Bank (#6158) compression -0.14 points); Peoples Bank (#6158) rate-exposure score 40/100, Peoples Bank (#6158) fixed-rate trap 40/100; Peoples Bank (#6158) risk type credit driven; Peoples Bank (#6158) rate regime rates elevated, Peoples Bank (#6158) snapshot October 20, 2026.

Peoples Bank (#6158) stress score moved from 62.9 on June 22, 2026 to 59.6 on October 20, 2026; Peoples Bank (#6158) ranged 59.6 to 62.9 over 117 snapshots.

Peoples Bank (#6158) alerts: 7 counties; top Peoples Bank (#6158) alert scores: Snohomish County, WA 36 (moderate); East Wenatchee County, WA 21 (low); Lynden County, WA 21 (low); Mount Vernon County, WA 21 (low); Oak Harbor County, WA 21 (low).