Yakima Fs&La (FDIC #28116): Bank Stress & Real-Estate Credit Exposure
Yakima Fs&La (FDIC Cert #28116): bank stress 32/100, contained, STABLE over 7 days.
Yakima Fs&La (#28116) lends in 4 counties across 1 state; Yakima Fs&La (#28116) reaches 49 ZIP codes: Washington 4 counties, 49 ZIPs.
Yakima Fs&La (#28116) largest markets: Yakima County, WA (88 branches, 22 ZIPs) (#28116), Benton County, WA (48 branches, 12 ZIPs) (#28116), Kittitas County, WA (12 branches, 12 ZIPs) (#28116), Franklin County, WA (7 branches, 7 ZIPs) (#28116).
Yakima Fs&La (#28116) reports $2.00 billion in total assets; Yakima Fs&La (#28116) equity $552.5 million (27.7% of Yakima Fs&La (#28116) assets); Yakima Fs&La (#28116) domestic deposits $1.37 billion; Yakima Fs&La (#28116) net income $9.4 million; Yakima Fs&La (#28116) return on assets 0.94%; Yakima Fs&La (#28116) return on equity 3.43%; Yakima Fs&La (#28116) net interest income $21.0 million; Yakima Fs&La (#28116) call report June 30, 2026.
Yakima Fs&La (#28116) noncurrent real-estate loans: none reported; Yakima Fs&La (#28116) net charge-offs on real estate 0.28%.
Yakima Fs&La (#28116) net interest margin 2.28% against an eight-quarter Yakima Fs&La (#28116) average of 2.01% (Yakima Fs&La (#28116) compression -0.26 points); Yakima Fs&La (#28116) rate-exposure score 40/100, Yakima Fs&La (#28116) fixed-rate trap 40/100; Yakima Fs&La (#28116) risk type rate trapped; Yakima Fs&La (#28116) rate regime rates elevated, Yakima Fs&La (#28116) snapshot October 20, 2026.
Yakima Fs&La (#28116) stress score moved from 31.1 on June 22, 2026 to 32.5 on October 20, 2026; Yakima Fs&La (#28116) ranged 31.1 to 32.5 over 117 snapshots.
Yakima Fs&La (#28116) alerts: 4 counties; top Yakima Fs&La (#28116) alert scores: Yakima County, WA 29 (low); Ellensburg County, WA 15 (low); Pasco County, WA 15 (low); Richland County, WA 15 (low).