Baker-Boyer National Bank (FDIC #2987): Bank Stress & Real-Estate Credit Exposure
Baker-Boyer National Bank (FDIC Cert #2987): bank stress 84/100, severe, STABLE over 7 days; parent BAKER BOYER BCORP.
Baker-Boyer National Bank (#2987) lends in 3 counties across 1 state; Baker-Boyer National Bank (#2987) reaches 39 ZIP codes: Washington 3 counties, 39 ZIPs.
Baker-Boyer National Bank (#2987) largest markets: Yakima County, WA (22 branches, 22 ZIPs) (#2987), Benton County, WA (12 branches, 12 ZIPs) (#2987), Walla Walla County, WA (40 branches, 8 ZIPs) (#2987).
Baker-Boyer National Bank (#2987) reports $692.9 million in total assets; Baker-Boyer National Bank (#2987) equity $58.9 million (8.5% of Baker-Boyer National Bank (#2987) assets); Baker-Boyer National Bank (#2987) domestic deposits $632.3 million; Baker-Boyer National Bank (#2987) net income $2.0 million; Baker-Boyer National Bank (#2987) return on assets 0.58%; Baker-Boyer National Bank (#2987) return on equity 6.86%; Baker-Boyer National Bank (#2987) net interest income $12.2 million; Baker-Boyer National Bank (#2987) call report June 30, 2026.
Baker-Boyer National Bank (#2987) noncurrent real-estate loans: none reported; Baker-Boyer National Bank (#2987) net charge-offs on real estate 0.26%.
Baker-Boyer National Bank (#2987) net interest margin 3.69% against an eight-quarter Baker-Boyer National Bank (#2987) average of 3.38% (Baker-Boyer National Bank (#2987) compression -0.31 points); Baker-Boyer National Bank (#2987) rate-exposure score 40/100, Baker-Boyer National Bank (#2987) fixed-rate trap 40/100; Baker-Boyer National Bank (#2987) risk type credit driven; Baker-Boyer National Bank (#2987) rate regime rates elevated, Baker-Boyer National Bank (#2987) snapshot October 19, 2026.
Baker-Boyer National Bank (#2987) stress score moved from 82.2 on June 22, 2026 to 84.3 on October 20, 2026; Baker-Boyer National Bank (#2987) ranged 82.2 to 84.3 over 117 snapshots.
Baker-Boyer National Bank (#2987) alerts: 3 counties; top Baker-Boyer National Bank (#2987) alert scores: Walla Walla County, WA 52 (elevated); Yakima County, WA 41 (moderate); Kennewick County, WA 27 (low).