Mountain Pacific Bank (FDIC #58341): Bank Stress & Real-Estate Credit Exposure
Mountain Pacific Bank (FDIC Cert #58341): bank stress 56/100, moderate, STABLE over 7 days; parent MOUNTAIN PACIFIC BCORP INC.
Mountain Pacific Bank (#58341) lends in 4 counties across 1 state; Mountain Pacific Bank (#58341) reaches 146 ZIP codes: Washington 4 counties, 146 ZIPs.
Mountain Pacific Bank (#58341) largest markets: King County, WA (89 branches, 89 ZIPs) (#58341), Snohomish County, WA (60 branches, 30 ZIPs) (#58341), Whatcom County, WA (18 branches, 18 ZIPs) (#58341), Skagit County, WA (17 branches, 17 ZIPs) (#58341).
Mountain Pacific Bank (#58341) reports $896.4 million in total assets; Mountain Pacific Bank (#58341) equity $102.7 million (11.5% of Mountain Pacific Bank (#58341) assets); Mountain Pacific Bank (#58341) domestic deposits $709.1 million; Mountain Pacific Bank (#58341) net income $6.5 million; Mountain Pacific Bank (#58341) return on assets 1.50%; Mountain Pacific Bank (#58341) return on equity 12.99%; Mountain Pacific Bank (#58341) net interest income $18.4 million; Mountain Pacific Bank (#58341) call report June 30, 2026.
Mountain Pacific Bank (#58341) noncurrent real-estate loans: none reported; Mountain Pacific Bank (#58341) net charge-offs on real estate 0.30%; Mountain Pacific Bank (#58341) residential charge-offs 0.53%.
Mountain Pacific Bank (#58341) net interest margin 4.44% against an eight-quarter Mountain Pacific Bank (#58341) average of 4.38% (Mountain Pacific Bank (#58341) compression -0.06 points); Mountain Pacific Bank (#58341) non-residential real estate 52.7% of equity; Mountain Pacific Bank (#58341) rate-exposure score 40/100, Mountain Pacific Bank (#58341) fixed-rate trap 40/100; Mountain Pacific Bank (#58341) risk type credit driven; Mountain Pacific Bank (#58341) rate regime rates elevated, Mountain Pacific Bank (#58341) snapshot October 19, 2026.
Mountain Pacific Bank (#58341) stress score moved from 55.1 on June 22, 2026 to 55.5 on October 19, 2026; Mountain Pacific Bank (#58341) ranged 55.1 to 55.5 over 116 snapshots.
Mountain Pacific Bank (#58341) alerts: 4 counties; top Mountain Pacific Bank (#58341) alert scores: Bellingham County, WA 20 (low); Burlington County, WA 20 (low); Lynnwood County, WA 20 (low); Seattle County, WA 20 (low).