Bankcda (FDIC #57074): Bank Stress & Real-Estate Credit Exposure

Bankcda (FDIC Cert #57074): bank stress 70/100, elevated, STABLE over 7 days; parent COEUR D ALENE BCORP.

Bankcda (#57074) lends in 4 counties across 2 states; Bankcda (#57074) reaches 86 ZIP codes: Washington 2 counties, 60 ZIPs; Idaho 2 counties, 26 ZIPs.

Bankcda (#57074) largest markets: Spokane County, WA (48 branches, 48 ZIPs) (#57074), Shoshone County, ID (15 branches, 15 ZIPs) (#57074), Kootenai County, ID (39 branches, 13 ZIPs) (#57074), Benton County, WA (12 branches, 12 ZIPs) (#57074).

Bankcda (#57074) reports $238.9 million in total assets; Bankcda (#57074) equity $26.2 million (11.0% of Bankcda (#57074) assets); Bankcda (#57074) domestic deposits $210.3 million; Bankcda (#57074) net income $1.0 million; Bankcda (#57074) return on assets 0.84%; Bankcda (#57074) return on equity 6.86%; Bankcda (#57074) net interest income $4.9 million; Bankcda (#57074) call report June 30, 2026.

Bankcda (#57074) noncurrent real-estate loans: none reported; Bankcda (#57074) net charge-offs on real estate 3.18%; Bankcda (#57074) residential charge-offs 4.92%.

Bankcda (#57074) net interest margin 4.43% against an eight-quarter Bankcda (#57074) average of 4.00% (Bankcda (#57074) compression -0.44 points); Bankcda (#57074) non-residential real estate 492.3% of equity; Bankcda (#57074) rate-exposure score 40/100, Bankcda (#57074) fixed-rate trap 40/100; Bankcda (#57074) risk type credit driven; Bankcda (#57074) rate regime rates elevated, Bankcda (#57074) snapshot October 19, 2026.

Bankcda (#57074) stress score moved from 61.4 on June 22, 2026 to 70.3 on October 19, 2026; Bankcda (#57074) ranged 61.4 to 70.3 over 116 snapshots.

Bankcda (#57074) alerts: 4 counties; top Bankcda (#57074) alert scores: Kellogg County, ID 24 (low); Post Falls County, ID 24 (low); Richland County, ID 24 (low); Spokane County, ID 24 (low).