First Fed Bank (FDIC #28405): Bank Stress & Real-Estate Credit Exposure

First Fed Bank (FDIC Cert #28405): bank stress 92/100, severe, STABLE over 7 days; parent FIRST NORTHWEST BCORP.

First Fed Bank (#28405) lends in 4 counties across 1 state; First Fed Bank (#28405) reaches 56 ZIP codes: Washington 4 counties, 56 ZIPs.

First Fed Bank (#28405) largest markets: Kitsap County, WA (44 branches, 22 ZIPs) (#28405), Whatcom County, WA (54 branches, 18 ZIPs) (#28405), Clallam County, WA (72 branches, 9 ZIPs) (#28405), Jefferson County, WA (9 branches, 9 ZIPs) (#28405).

First Fed Bank (#28405) reports $2.11 billion in total assets; First Fed Bank (#28405) equity $180.9 million (8.6% of First Fed Bank (#28405) assets); First Fed Bank (#28405) domestic deposits $1.61 billion; First Fed Bank (#28405) net income $2.1 million; First Fed Bank (#28405) return on assets 0.20%; First Fed Bank (#28405) return on equity 2.29%; First Fed Bank (#28405) net interest income $29.9 million; First Fed Bank (#28405) call report June 30, 2026.

First Fed Bank (#28405) noncurrent real-estate loans 0.06% of its book; First Fed Bank (#28405) net charge-offs on real estate 1.30%; First Fed Bank (#28405) residential charge-offs 2.37%.

First Fed Bank (#28405) net interest margin 3.06% against an eight-quarter First Fed Bank (#28405) average of 2.92% (First Fed Bank (#28405) compression -0.14 points); First Fed Bank (#28405) real-estate loans 6.2% of equity; First Fed Bank (#28405) non-residential real estate 236.7% of equity; First Fed Bank (#28405) rate-exposure score 40/100, First Fed Bank (#28405) fixed-rate trap 40/100; First Fed Bank (#28405) risk type credit driven; First Fed Bank (#28405) rate regime rates elevated, First Fed Bank (#28405) snapshot October 19, 2026.

First Fed Bank (#28405) stress score moved from 91.1 on June 22, 2026 to 91.5 on October 19, 2026; First Fed Bank (#28405) ranged 91.1 to 91.5 over 116 snapshots.

First Fed Bank (#28405) alerts: 4 counties; top First Fed Bank (#28405) alert scores: Ferndale County, WA 28 (low); Port Townsend County, WA 28 (low); Sequim County, WA 28 (low); Silverdale County, WA 28 (low).