First Northern Bank Of Dixon (FDIC #3440): Bank Stress & Real-Estate Credit Exposure

First Northern Bank Of Dixon (FDIC Cert #3440): bank stress 64/100, elevated, STABLE over 7 days; parent FIRST NORTHERN COMMUNITY BCORP.

First Northern Bank Of Dixon (#3440) lends in 6 counties across 1 state; First Northern Bank Of Dixon (#3440) reaches 138 ZIP codes: California 6 counties, 138 ZIPs.

First Northern Bank Of Dixon (#3440) largest markets: Sacramento County, CA (174 branches, 58 ZIPs) (#3440), Placer County, CA (68 branches, 34 ZIPs) (#3440), Solano County, CA (84 branches, 21 ZIPs) (#3440), Yolo County, CA (95 branches, 19 ZIPs) (#3440), Colusa County, CA (9 branches, 9 ZIPs) (#3440), Glenn County, CA (16 branches, 8 ZIPs) (#3440).

First Northern Bank Of Dixon (#3440) reports $1.93 billion in total assets; First Northern Bank Of Dixon (#3440) equity $216.1 million (11.2% of First Northern Bank Of Dixon (#3440) assets); First Northern Bank Of Dixon (#3440) domestic deposits $1.69 billion; First Northern Bank Of Dixon (#3440) net income $10.9 million; First Northern Bank Of Dixon (#3440) return on assets 1.13%; First Northern Bank Of Dixon (#3440) return on equity 10.24%; First Northern Bank Of Dixon (#3440) net interest income $34.2 million; First Northern Bank Of Dixon (#3440) call report June 30, 2026.

First Northern Bank Of Dixon (#3440) noncurrent real-estate loans: none reported; First Northern Bank Of Dixon (#3440) net charge-offs on real estate 0.23%; First Northern Bank Of Dixon (#3440) residential charge-offs 0.15%.

First Northern Bank Of Dixon (#3440) net interest margin 3.80% against an eight-quarter First Northern Bank Of Dixon (#3440) average of 3.72% (First Northern Bank Of Dixon (#3440) compression -0.08 points); First Northern Bank Of Dixon (#3440) non-residential real estate 15.3% of equity; First Northern Bank Of Dixon (#3440) rate-exposure score 40/100, First Northern Bank Of Dixon (#3440) fixed-rate trap 40/100; First Northern Bank Of Dixon (#3440) risk type credit driven; First Northern Bank Of Dixon (#3440) rate regime rates elevated, First Northern Bank Of Dixon (#3440) snapshot October 19, 2026.

First Northern Bank Of Dixon (#3440) stress score moved from 60.5 on June 22, 2026 to 63.5 on October 19, 2026; First Northern Bank Of Dixon (#3440) ranged 60.5 to 63.5 over 116 snapshots.

First Northern Bank Of Dixon (#3440) alerts: 6 counties; top First Northern Bank Of Dixon (#3440) alert scores: Sacramento County, CA 40 (moderate); Colusa County, CA 37 (moderate); Roseville County, CA 21 (low); Vacaville County, CA 21 (low); Willows County, CA 21 (low).