Bank Of Stockton (FDIC #1536): Bank Stress & Real-Estate Credit Exposure

Bank Of Stockton (FDIC Cert #1536): bank stress 6/100, contained, STABLE over 7 days; parent 1867 WESTERN FINANCIAL CORP.

Bank Of Stockton (#1536) lends in 9 counties across 1 state; Bank Of Stockton (#1536) reaches 239 ZIP codes: California 9 counties, 239 ZIPs.

Bank Of Stockton (#1536) largest markets: Sacramento County, CA (58 branches, 58 ZIPs) (#1536), Contra Costa County, CA (49 branches, 49 ZIPs) (#1536), San Joaquin County, CA (296 branches, 37 ZIPs) (#1536), Stanislaus County, CA (112 branches, 28 ZIPs) (#1536), Solano County, CA (63 branches, 21 ZIPs) (#1536), Calaveras County, CA (21 branches, 21 ZIPs) (#1536).

Bank Of Stockton (#1536) reports $4.99 billion in total assets; Bank Of Stockton (#1536) equity $975.6 million (19.5% of Bank Of Stockton (#1536) assets); Bank Of Stockton (#1536) domestic deposits $3.80 billion; Bank Of Stockton (#1536) net income $147.9 million; Bank Of Stockton (#1536) return on assets 6.08%; Bank Of Stockton (#1536) return on equity 32.23%; Bank Of Stockton (#1536) net interest income $84.4 million; Bank Of Stockton (#1536) call report June 30, 2026.

Bank Of Stockton (#1536) noncurrent real-estate loans: none reported; Bank Of Stockton (#1536) residential -0.01%; Bank Of Stockton (#1536) net charge-offs on real estate 0.08%; Bank Of Stockton (#1536) residential charge-offs 0.04%.

Bank Of Stockton (#1536) net interest margin 3.72% against an eight-quarter Bank Of Stockton (#1536) average of 3.36% (Bank Of Stockton (#1536) compression -0.36 points); Bank Of Stockton (#1536) non-residential real estate 3.9% of equity; Bank Of Stockton (#1536) rate-exposure score 40/100, Bank Of Stockton (#1536) fixed-rate trap 40/100; Bank Of Stockton (#1536) risk type rate trapped; Bank Of Stockton (#1536) rate regime rates elevated, Bank Of Stockton (#1536) snapshot October 19, 2026.

Bank Of Stockton (#1536) stress score moved from 8.2 on June 22, 2026 to 5.7 on October 19, 2026; Bank Of Stockton (#1536) ranged 5.7 to 8.2 over 116 snapshots.

Bank Of Stockton (#1536) alerts: 9 counties; top Bank Of Stockton (#1536) alert scores: Napa County, CA 23 (low); Angels Camp County, CA 10 (low); Brentwood County, CA 10 (low); Elk Grove County, CA 10 (low); Pine Grove County, CA 10 (low).