Bank Of The Sierra (FDIC #22597): Bank Stress & Real-Estate Credit Exposure
Bank Of The Sierra (FDIC Cert #22597): bank stress 57/100, moderate, STABLE over 7 days; parent SIERRA BCORP.
Bank Of The Sierra (#22597) lends in 7 counties across 1 state; Bank Of The Sierra (#22597) reaches 235 ZIP codes: California 7 counties, 235 ZIPs.
Bank Of The Sierra (#22597) largest markets: Fresno County, CA (360 branches, 60 ZIPs) (#22597), Kern County, CA (371 branches, 53 ZIPs) (#22597), Tulare County, CA (540 branches, 45 ZIPs) (#22597), Ventura County, CA (136 branches, 34 ZIPs) (#22597), San Luis Obispo County, CA (90 branches, 30 ZIPs) (#22597), Santa Barbara County, CA (50 branches, 25 ZIPs) (#22597).
Bank Of The Sierra (#22597) reports $3.72 billion in total assets; Bank Of The Sierra (#22597) equity $447.1 million (12.0% of Bank Of The Sierra (#22597) assets); Bank Of The Sierra (#22597) domestic deposits $2.94 billion; Bank Of The Sierra (#22597) net income $25.0 million; Bank Of The Sierra (#22597) return on assets 1.33%; Bank Of The Sierra (#22597) return on equity 11.30%; Bank Of The Sierra (#22597) net interest income $63.1 million; Bank Of The Sierra (#22597) call report June 30, 2026.
Bank Of The Sierra (#22597) noncurrent real-estate loans 0.01% of its book; Bank Of The Sierra (#22597) residential 0.01%; Bank Of The Sierra (#22597) net charge-offs on real estate 0.19%.
Bank Of The Sierra (#22597) net interest margin 3.69% against an eight-quarter Bank Of The Sierra (#22597) average of 3.76% (Bank Of The Sierra (#22597) compression 0.07 points); Bank Of The Sierra (#22597) real-estate loans 1.0% of equity; Bank Of The Sierra (#22597) rate-exposure score 40/100, Bank Of The Sierra (#22597) fixed-rate trap 40/100; Bank Of The Sierra (#22597) risk type credit driven; Bank Of The Sierra (#22597) rate regime rates elevated, Bank Of The Sierra (#22597) snapshot October 19, 2026.
Bank Of The Sierra (#22597) stress score moved from 53.9 on June 22, 2026 to 56.8 on October 19, 2026; Bank Of The Sierra (#22597) ranged 53.9 to 56.8 over 116 snapshots.
Bank Of The Sierra (#22597) alerts: 7 counties; top Bank Of The Sierra (#22597) alert scores: Ventura County, CA 39 (moderate); Santa Barbara County, CA 39 (moderate); San Luis Obispo County, CA 26 (low); Hanford County, CA 20 (low); Selma County, CA 20 (low).