Community West Bank (FDIC #23030): Bank Stress & Real-Estate Credit Exposure

Community West Bank (FDIC Cert #23030): bank stress 61/100, elevated, STABLE over 7 days; parent COMMUNITY WEST BANCSHARES (CWBC).

Community West Bank (#23030) lends in 13 counties across 1 state; Community West Bank (#23030) reaches 471 ZIP codes: California 13 counties, 471 ZIPs.

Community West Bank (#23030) largest markets: Santa Clara County, CA (63 branches, 63 ZIPs) (#23030), Fresno County, CA (1,080 branches, 60 ZIPs) (#23030), Sacramento County, CA (116 branches, 58 ZIPs) (#23030), Kern County, CA (159 branches, 53 ZIPs) (#23030), Tulare County, CA (90 branches, 45 ZIPs) (#23030), San Joaquin County, CA (74 branches, 37 ZIPs) (#23030).

Community West Bank (#23030) reports $5.02 billion in total assets; Community West Bank (#23030) equity $668.3 million (13.3% of Community West Bank (#23030) assets); Community West Bank (#23030) domestic deposits $4.13 billion; Community West Bank (#23030) net income $18.1 million; Community West Bank (#23030) return on assets 0.88%; Community West Bank (#23030) return on equity 6.71%; Community West Bank (#23030) net interest income $89.5 million; Community West Bank (#23030) call report June 30, 2026.

Community West Bank (#23030) noncurrent real-estate loans 0.19% of its book; Community West Bank (#23030) residential 0.29%; Community West Bank (#23030) net charge-offs on real estate 0.62%; Community West Bank (#23030) residential charge-offs 0.70%.

Community West Bank (#23030) net interest margin 4.79% against an eight-quarter Community West Bank (#23030) average of 4.30% (Community West Bank (#23030) compression -0.48 points); Community West Bank (#23030) real-estate loans 19.5% of equity; Community West Bank (#23030) non-residential real estate 70.3% of equity; Community West Bank (#23030) rate-exposure score 40/100, Community West Bank (#23030) fixed-rate trap 40/100; Community West Bank (#23030) risk type credit driven; Community West Bank (#23030) rate regime rates elevated; Community West Bank (#23030) shares 7.7% below the 52-week high, Community West Bank (#23030) equity trend weakening, Community West Bank (#23030) snapshot October 20, 2026.

Community West Bank (#23030) stress score moved from 51.6 on June 22, 2026 to 61.4 on October 20, 2026; Community West Bank (#23030) ranged 51.6 to 61.4 over 117 snapshots.

Community West Bank (#23030) alerts: 13 counties; top Community West Bank (#23030) alert scores: Ventura County, CA 40 (moderate); Sacramento County, CA 39 (moderate); Merced County, CA 32 (low); San Joaquin County, CA 32 (low); San Luis Obispo County, CA 27 (low).