United Security Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #27132 · Fresno, CA. This institution (United Security Bank) no longer appears in the current FDIC branch and deposit filings (#27132) that DLRadar scores; FDIC records the last United Security Bank day as a separately insured institution (#27132) as April 3, 2026. FDIC event for United Security Bank: Participated in Absorbtion/Consolidation/Merger (2026-04-03). DLRadar last scored United Security Bank (#27132) on September 20, 2026. The United Security Bank facts below are its last recorded footprint (#27132), kept as a permanent United Security Bank public record; the United Security Bank figures are not refreshed.
United Security Bank (#27132) carried no scored branch footprint (United Security Bank) in the FDIC filings DLRadar reads; the United Security Bank record exists because FDIC certificate 27132 was a separately insured United Security Bank institution in Fresno, CA, last seen by DLRadar (#27132) on September 20, 2026.
What the United Security Bank (#27132) record holds: FDIC certificate 27132 for United Security Bank, closed as a separate United Security Bank charter on April 3, 2026; successor Community West Bank (FDIC #23030) carries the United Security Bank footprint forward; FDIC event for United Security Bank: Participated in Absorbtion/Consolidation/Merger (2026-04-03); United Security Bank (#27132) first entered DLRadar on September 20, 2026.
How United Security Bank (#27132) was scored while active: the United Security Bank stress score read FDIC call-report financials (#27132) and the Summary of Deposits branch file for United Security Bank, mapped United Security Bank branches to counties and ZIP codes (#27132), and weighted the United Security Bank real-estate loan concentration against its peers; the United Security Bank (#27132) figures on this page are the last such United Security Bank run and are not refreshed.
United Security Bank (#27132) net interest margin 4.31% against an eight-quarter United Security Bank (#27132) average of 4.43% (United Security Bank (#27132) compression 0.12 points); United Security Bank (#27132) rate-exposure score 40/100, United Security Bank (#27132) fixed-rate trap 40/100; United Security Bank (#27132) risk type credit driven; United Security Bank (#27132) rate regime rates elevated, United Security Bank (#27132) snapshot August 25, 2026.
United Security Bank (#27132) stress score held at 80.1 across 65 daily snapshots, June 22, 2026 to August 25, 2026.
United Security Bank (#27132) is chartered in Fresno, CA; FDIC lists United Security Bank (#27132) as inactive, succeeded by Community West Bank.
Why this United Security Bank page exists: bank identities are historical data (#27132). When an institution such as United Security Bank merges or its charter ends, DLRadar keeps the United Security Bank profile so citations, links and the United Security Bank score history stay resolvable (#27132), and points United Security Bank to the successor where the FDIC records one. Every United Security Bank figure traces to public FDIC data (#27132).