Hanmi Bank (FDIC #24170): Bank Stress & Real-Estate Credit Exposure
Hanmi Bank (FDIC Cert #24170): bank stress 61/100, elevated, STABLE over 7 days; parent HANMI FINANCIAL CORP (HAFC).
Hanmi Bank (#24170) lends in 14 counties across 7 states; Hanmi Bank (#24170) reaches 1,352 ZIP codes: California 5 counties, 620 ZIPs; Texas 3 counties, 309 ZIPs; Illinois 2 counties, 212 ZIPs; New York 1 county, 70 ZIPs; New Jersey 1 county, 66 ZIPs; Virginia 1 county, 49 ZIPs.
Hanmi Bank (#24170) largest markets: Los Angeles County, CA (4,560 branches, 304 ZIPs) (#24170), Cook County, IL (356 branches, 178 ZIPs) (#24170), Harris County, TX (286 branches, 143 ZIPs) (#24170), San Diego County, CA (116 branches, 116 ZIPs) (#24170), Dallas County, TX (190 branches, 95 ZIPs) (#24170), Orange County, CA (276 branches, 92 ZIPs) (#24170).
Hanmi Bank (#24170) reports $7.95 billion in total assets; Hanmi Bank (#24170) equity $889.1 million (11.2% of Hanmi Bank (#24170) assets); Hanmi Bank (#24170) domestic deposits $6.96 billion; Hanmi Bank (#24170) net income $50.1 million; Hanmi Bank (#24170) return on assets 1.28%; Hanmi Bank (#24170) return on equity 11.38%; Hanmi Bank (#24170) net interest income $129.2 million; Hanmi Bank (#24170) call report June 30, 2026.
Hanmi Bank (#24170) noncurrent real-estate loans: none reported; Hanmi Bank (#24170) commercial real estate -0.29%; Hanmi Bank (#24170) net charge-offs on real estate 0.11%; Hanmi Bank (#24170) residential charge-offs 0.05%.
Hanmi Bank (#24170) net interest margin 3.44% against an eight-quarter Hanmi Bank (#24170) average of 3.15% (Hanmi Bank (#24170) compression -0.29 points); Hanmi Bank (#24170) real-estate loans 0.3% of equity; Hanmi Bank (#24170) non-residential real estate 5.0% of equity; Hanmi Bank (#24170) rate-exposure score 40/100, Hanmi Bank (#24170) fixed-rate trap 40/100; Hanmi Bank (#24170) risk type credit driven; Hanmi Bank (#24170) rate regime rates elevated; Hanmi Bank (#24170) shares 5.7% below the 52-week high, Hanmi Bank (#24170) equity trend weakening, Hanmi Bank (#24170) snapshot October 19, 2026.
Hanmi Bank (#24170) stress score moved from 59.3 on June 22, 2026 to 60.9 on October 19, 2026; Hanmi Bank (#24170) ranged 59.3 to 60.9 over 116 snapshots.
Hanmi Bank (#24170) alerts: 14 counties; top Hanmi Bank (#24170) alert scores: Santa Clara County, CA 40 (moderate); San Diego County, CA 40 (moderate); Annandale County, CA 21 (low); Arlington County, CA 21 (low); Dallas County, CA 21 (low).