Enterprise Bank&Trust (FDIC #27237): Bank Stress & Real-Estate Credit Exposure
Enterprise Bank&Trust (FDIC Cert #27237): bank stress 62/100, elevated, STABLE over 7 days; parent ENTERPRISE FINL SERVICES CORP.
Enterprise Bank&Trust (#27237) lends in 21 counties across 7 states; Enterprise Bank&Trust (#27237) reaches 1,125 ZIP codes: Missouri 6 counties, 167 ZIPs; Arizona 5 counties, 235 ZIPs; California 3 counties, 505 ZIPs; New Mexico 3 counties, 45 ZIPs; Kansas 2 counties, 48 ZIPs; Nevada 1 county, 76 ZIPs.
Enterprise Bank&Trust (#27237) largest markets: Los Angeles County, CA (1,216 branches, 304 ZIPs) (#27237), Maricopa County, AZ (700 branches, 140 ZIPs) (#27237), San Diego County, CA (232 branches, 116 ZIPs) (#27237), Orange County, CA (184 branches, 92 ZIPs) (#27237), Clark County, NV (76 branches, 76 ZIPs) (#27237), Jackson County, MO (58 branches, 58 ZIPs) (#27237).
Enterprise Bank&Trust (#27237) reports $17.36 billion in total assets; Enterprise Bank&Trust (#27237) equity $2.04 billion (11.8% of Enterprise Bank&Trust (#27237) assets); Enterprise Bank&Trust (#27237) domestic deposits $14.73 billion; Enterprise Bank&Trust (#27237) net income $95.7 million; Enterprise Bank&Trust (#27237) return on assets 1.11%; Enterprise Bank&Trust (#27237) return on equity 9.48%; Enterprise Bank&Trust (#27237) net interest income $340.0 million; Enterprise Bank&Trust (#27237) call report June 30, 2026.
Enterprise Bank&Trust (#27237) noncurrent real-estate loans 0.06% of its book; Enterprise Bank&Trust (#27237) residential 0.01%; Enterprise Bank&Trust (#27237) net charge-offs on real estate 1.45%; Enterprise Bank&Trust (#27237) residential charge-offs 1.73%.
Enterprise Bank&Trust (#27237) net interest margin 4.29% against an eight-quarter Enterprise Bank&Trust (#27237) average of 4.24% (Enterprise Bank&Trust (#27237) compression -0.06 points); Enterprise Bank&Trust (#27237) real-estate loans 5.5% of equity; Enterprise Bank&Trust (#27237) non-residential real estate 173.2% of equity; Enterprise Bank&Trust (#27237) rate-exposure score 40/100, Enterprise Bank&Trust (#27237) fixed-rate trap 40/100; Enterprise Bank&Trust (#27237) risk type credit driven; Enterprise Bank&Trust (#27237) rate regime rates elevated, Enterprise Bank&Trust (#27237) snapshot October 19, 2026.
Enterprise Bank&Trust (#27237) stress score moved from 59.1 on June 22, 2026 to 62.2 on October 19, 2026; Enterprise Bank&Trust (#27237) ranged 59.1 to 62.2 over 116 snapshots.
Enterprise Bank&Trust (#27237) alerts: 19 counties; top Enterprise Bank&Trust (#27237) alert scores: Albuquerque County, MO 20 (low); Encinitas County, MO 20 (low); Globe County, MO 20 (low); House Springs County, MO 20 (low); Kansas City County, MO 20 (low).