Bank Of Guam (FDIC #20884): Bank Stress & Real-Estate Credit Exposure

Bank Of Guam (FDIC Cert #20884): bank stress 88/100, severe, STABLE over 7 days; parent BANKGUAM HOLDING CO.

Bank Of Guam (#20884) lends in 4 counties across 1 state; Bank Of Guam (#20884) reaches 39 ZIP codes: California 1 county, 30 ZIPs.

Bank Of Guam (#20884) largest markets: San Francisco County, CA (30 branches, 30 ZIPs) (#20884).

Bank Of Guam (#20884) reports $3.24 billion in total assets; Bank Of Guam (#20884) equity $228.7 million (7.1% of Bank Of Guam (#20884) assets); Bank Of Guam (#20884) domestic deposits $2.18 billion; Bank Of Guam (#20884) net income $9.9 million; Bank Of Guam (#20884) return on assets 0.63%; Bank Of Guam (#20884) return on equity 8.71%; Bank Of Guam (#20884) net interest income $64.4 million; Bank Of Guam (#20884) call report June 30, 2026.

Bank Of Guam (#20884) noncurrent real-estate loans: none reported; Bank Of Guam (#20884) net charge-offs on real estate 1.98%; Bank Of Guam (#20884) residential charge-offs 2.20%.

Bank Of Guam (#20884) net interest margin 4.38% against an eight-quarter Bank Of Guam (#20884) average of 4.81% (Bank Of Guam (#20884) compression 0.43 points); Bank Of Guam (#20884) non-residential real estate 220.4% of equity; Bank Of Guam (#20884) rate-exposure score 40/100, Bank Of Guam (#20884) fixed-rate trap 40/100; Bank Of Guam (#20884) risk type credit driven; Bank Of Guam (#20884) rate regime rates elevated, Bank Of Guam (#20884) snapshot October 19, 2026.

Bank Of Guam (#20884) stress score moved from 84.3 on June 22, 2026 to 88.2 on October 19, 2026; Bank Of Guam (#20884) ranged 84.3 to 88.2 over 116 snapshots.

Bank Of Guam (#20884) alerts: 10 counties; top Bank Of Guam (#20884) alert scores: Majuro County, GU 66 (high); Rota County, GU 66 (high); Tinian County, GU 66 (high); Chuuk County, GU 52 (elevated); Kosrae County, GU 52 (elevated).