First Foundation Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #58647 · Irvine, CA. This institution (First Foundation Bank) no longer appears in the current FDIC branch and deposit filings (#58647) that DLRadar scores; FDIC records the last First Foundation Bank day as a separately insured institution (#58647) as April 1, 2026. FDIC event for First Foundation Bank: Participated in Absorbtion/Consolidation/Merger (2026-04-01). DLRadar last scored First Foundation Bank (#58647) on September 20, 2026. The First Foundation Bank facts below are its last recorded footprint (#58647), kept as a permanent First Foundation Bank public record; the First Foundation Bank figures are not refreshed.
First Foundation Bank (#58647) carried no scored branch footprint (First Foundation Bank) in the FDIC filings DLRadar reads; the First Foundation Bank record exists because FDIC certificate 58647 was a separately insured First Foundation Bank institution in Irvine, CA, last seen by DLRadar (#58647) on September 20, 2026.
What the First Foundation Bank (#58647) record holds: FDIC certificate 58647 for First Foundation Bank, closed as a separate First Foundation Bank charter on April 1, 2026; successor Sunflower Bank National Assn (FDIC #4767) carries the First Foundation Bank footprint forward; FDIC event for First Foundation Bank: Participated in Absorbtion/Consolidation/Merger (2026-04-01); First Foundation Bank (#58647) first entered DLRadar on September 20, 2026.
How First Foundation Bank (#58647) was scored while active: the First Foundation Bank stress score read FDIC call-report financials (#58647) and the Summary of Deposits branch file for First Foundation Bank, mapped First Foundation Bank branches to counties and ZIP codes (#58647), and weighted the First Foundation Bank real-estate loan concentration against its peers; the First Foundation Bank (#58647) figures on this page are the last such First Foundation Bank run and are not refreshed.
First Foundation Bank (#58647) net interest margin 1.24% against an eight-quarter First Foundation Bank (#58647) average of 1.58% (First Foundation Bank (#58647) compression 0.35 points); First Foundation Bank (#58647) non-residential real estate 48.1% of equity; First Foundation Bank (#58647) rate-exposure score 40/100, First Foundation Bank (#58647) fixed-rate trap 40/100; First Foundation Bank (#58647) risk type credit driven; First Foundation Bank (#58647) rate regime rates elevated, First Foundation Bank (#58647) snapshot August 25, 2026.
First Foundation Bank (#58647) stress score held at 90.9 across 65 daily snapshots, June 22, 2026 to August 25, 2026.
First Foundation Bank (#58647) is chartered in Irvine, CA; FDIC lists First Foundation Bank (#58647) as inactive, succeeded by Sunflower Bank National Assn.
Why this First Foundation Bank page exists: bank identities are historical data (#58647). When an institution such as First Foundation Bank merges or its charter ends, DLRadar keeps the First Foundation Bank profile so citations, links and the First Foundation Bank score history stay resolvable (#58647), and points First Foundation Bank to the successor where the FDIC records one. Every First Foundation Bank figure traces to public FDIC data (#58647).