Mission Bank (FDIC #34805): Bank Stress & Real-Estate Credit Exposure

Mission Bank (FDIC Cert #34805): bank stress 52/100, moderate, STABLE over 7 days; parent MISSION BCORP.

Mission Bank (#34805) lends in 5 counties across 1 state; Mission Bank (#34805) reaches 450 ZIP codes: California 5 counties, 450 ZIPs.

Mission Bank (#34805) largest markets: Los Angeles County, CA (608 branches, 304 ZIPs) (#34805), Kern County, CA (159 branches, 53 ZIPs) (#34805), Tulare County, CA (45 branches, 45 ZIPs) (#34805), Ventura County, CA (34 branches, 34 ZIPs) (#34805), San Luis Obispo County, CA (30 branches, 30 ZIPs) (#34805).

Mission Bank (#34805) reports $2.01 billion in total assets; Mission Bank (#34805) equity $228.6 million (11.4% of Mission Bank (#34805) assets); Mission Bank (#34805) domestic deposits $1.77 billion; Mission Bank (#34805) net income $16.2 million; Mission Bank (#34805) return on assets 1.67%; Mission Bank (#34805) return on equity 14.70%; Mission Bank (#34805) net interest income $40.4 million; Mission Bank (#34805) call report June 30, 2026.

Mission Bank (#34805) noncurrent real-estate loans: none reported; Mission Bank (#34805) net charge-offs on real estate 0.00%.

Mission Bank (#34805) net interest margin 4.44% against an eight-quarter Mission Bank (#34805) average of 4.33% (Mission Bank (#34805) compression -0.11 points); Mission Bank (#34805) rate-exposure score 40/100, Mission Bank (#34805) fixed-rate trap 40/100; Mission Bank (#34805) risk type credit driven; Mission Bank (#34805) rate regime rates elevated, Mission Bank (#34805) snapshot October 19, 2026.

Mission Bank (#34805) stress score moved from 51.3 on June 22, 2026 to 52.4 on October 19, 2026; Mission Bank (#34805) ranged 51.3 to 52.4 over 116 snapshots.

Mission Bank (#34805) alerts: 5 counties; top Mission Bank (#34805) alert scores: Ventura County, CA 38 (moderate); San Luis Obispo County, CA 25 (low); Shafter County, CA 19 (low); Thousand Oaks County, CA 19 (low); Visalia County, CA 19 (low).