Calprivate Bank (FDIC #58291): Bank Stress & Real-Estate Credit Exposure
Calprivate Bank (FDIC Cert #58291): bank stress 46/100, moderate, STABLE over 7 days; parent PRIVATE BCORP OF AMERICA INC.
Calprivate Bank (#58291) lends in 4 counties across 1 state; Calprivate Bank (#58291) reaches 530 ZIP codes: California 4 counties, 530 ZIPs.
Calprivate Bank (#58291) largest markets: Los Angeles County, CA (608 branches, 304 ZIPs) (#58291), San Diego County, CA (348 branches, 116 ZIPs) (#58291), Orange County, CA (92 branches, 92 ZIPs) (#58291), Santa Barbara County, CA (25 branches, 25 ZIPs) (#58291).
Calprivate Bank (#58291) reports $2.71 billion in total assets; Calprivate Bank (#58291) equity $299.4 million (11.1% of Calprivate Bank (#58291) assets); Calprivate Bank (#58291) domestic deposits $2.38 billion; Calprivate Bank (#58291) net income $26.7 million; Calprivate Bank (#58291) return on assets 2.02%; Calprivate Bank (#58291) return on equity 18.54%; Calprivate Bank (#58291) net interest income $66.8 million; Calprivate Bank (#58291) call report June 30, 2026.
Calprivate Bank (#58291) noncurrent real-estate loans: none reported; Calprivate Bank (#58291) net charge-offs on real estate 1.39%; Calprivate Bank (#58291) residential charge-offs 0.33%.
Calprivate Bank (#58291) net interest margin 5.22% against an eight-quarter Calprivate Bank (#58291) average of 4.88% (Calprivate Bank (#58291) compression -0.34 points); Calprivate Bank (#58291) non-residential real estate 33.2% of equity; Calprivate Bank (#58291) rate-exposure score 40/100, Calprivate Bank (#58291) fixed-rate trap 40/100; Calprivate Bank (#58291) risk type credit driven; Calprivate Bank (#58291) rate regime rates elevated, Calprivate Bank (#58291) snapshot October 20, 2026.
Calprivate Bank (#58291) stress score moved from 48.7 on June 22, 2026 to 46.4 on October 20, 2026; Calprivate Bank (#58291) ranged 46.4 to 48.7 over 117 snapshots.
Calprivate Bank (#58291) alerts: 4 counties; top Calprivate Bank (#58291) alert scores: Santa Barbara County, CA 37 (moderate); San Diego County, CA 37 (moderate); El Segundo County, CA 18 (low); Newport Beach County, CA 18 (low).