Midfirst Bank (FDIC #4063): Bank Stress & Real-Estate Credit Exposure
Midfirst Bank (FDIC Cert #4063): bank stress 62/100, elevated, STABLE over 7 days; parent G JEFFREY RECORDS JR 2003 FAMILY TR.
Midfirst Bank (#4063) lends in 26 counties across 7 states; Midfirst Bank (#4063) reaches 1,432 ZIP codes: Oklahoma 11 counties, 207 ZIPs; California 4 counties, 530 ZIPs; Texas 4 counties, 340 ZIPs; Colorado 4 counties, 97 ZIPs; Arizona 1 county, 140 ZIPs; Nevada 1 county, 76 ZIPs.
Midfirst Bank (#4063) largest markets: Los Angeles County, CA (912 branches, 304 ZIPs) (#4063), Harris County, TX (1,001 branches, 143 ZIPs) (#4063), Maricopa County, AZ (3,080 branches, 140 ZIPs) (#4063), San Diego County, CA (116 branches, 116 ZIPs) (#4063), Dallas County, TX (95 branches, 95 ZIPs) (#4063), Orange County, CA (92 branches, 92 ZIPs) (#4063).
Midfirst Bank (#4063) reports $42.83 billion in total assets; Midfirst Bank (#4063) equity $4.19 billion (9.8% of Midfirst Bank (#4063) assets); Midfirst Bank (#4063) domestic deposits $25.33 billion; Midfirst Bank (#4063) net income $307.0 million; Midfirst Bank (#4063) return on assets 1.46%; Midfirst Bank (#4063) return on equity 15.13%; Midfirst Bank (#4063) net interest income $598.9 million; Midfirst Bank (#4063) call report June 30, 2026.
Midfirst Bank (#4063) noncurrent real-estate loans 0.01% of its book; Midfirst Bank (#4063) commercial real estate 0.29%; Midfirst Bank (#4063) multifamily 0.19%; Midfirst Bank (#4063) residential 0.01%; Midfirst Bank (#4063) net charge-offs on real estate 19.86%; Midfirst Bank (#4063) commercial charge-offs 2.29%; Midfirst Bank (#4063) multifamily charge-offs 0.30%; Midfirst Bank (#4063) residential charge-offs 1.20%.
Midfirst Bank (#4063) net interest margin 3.03% against an eight-quarter Midfirst Bank (#4063) average of 2.84% (Midfirst Bank (#4063) compression -0.20 points); Midfirst Bank (#4063) real-estate loans 1.1% of equity; Midfirst Bank (#4063) commercial real estate 229.4% of equity; Midfirst Bank (#4063) non-residential real estate 120.4% of equity; Midfirst Bank (#4063) rate-exposure score 63/100, Midfirst Bank (#4063) fixed-rate trap 63/100; Midfirst Bank (#4063) risk type cre heavy; Midfirst Bank (#4063) rate regime rates elevated, Midfirst Bank (#4063) snapshot October 19, 2026.
Midfirst Bank (#4063) stress score moved from 62.5 on June 22, 2026 to 62.2 on October 19, 2026; Midfirst Bank (#4063) ranged 62.2 to 62.5 over 116 snapshots.
Midfirst Bank (#4063) alerts: 25 counties; top Midfirst Bank (#4063) alert scores: Tulsa County, OK 37 (moderate); Woodward County, OK 30 (low); Altus County, OK 21 (low); Anadarko County, OK 21 (low); Boulder County, OK 21 (low).