Cleveland County, OK: Foreclosures, Tax Liens & Distressed Properties

Cleveland County, OK, Oklahoma: 23 ZIP codes scored, Cleveland County, OK averaging 30/100 (moderate, Cleveland, OK), from 25 to 34. Cleveland County, OK is in its peak phase (Cleveland, OK confidence 17/100): Cleveland, OK home prices up 1.5% (Cleveland, OK) over twelve months. Cleveland County, OK lender headwind: 55/100.

Highest-scoring Cleveland County, OK ZIPs: 74852 (34/100), 73020 (33/100), 73135 (33/100), 73139 (33/100), 73149 (33/100), 73150 (33/100). Also scored in Cleveland County, OK: 73159, 73169, 74878, 74857, 74851, 73019, 73026, 73051, 73068, 73069.

Across Cleveland County, OK's scored ZIPs: median home value $227,195, household income $75,120, 8.0% vacancy, 17.9% poverty, 73% owner-occupied, median age 37.7.

Cleveland County, OK insurance distress 79/100 (#376 in the US); FEMA hazard 74/100 for Cleveland, OK; 6 federal disaster declarations in Cleveland County, OK since 2023; 15 Cleveland, OK NFIP flood claims, $651K paid; Cleveland, OK construction distress 7/100.

28 banks with 70 branches lend in Cleveland County, OK; Cleveland, OK weighted bank stress 64/100, highest 86/100 in Cleveland, OK.

Cleveland County, OK unemployment 3.7% (Cleveland, OK -0.1 pts, six months); 856 new housing units permitted in Cleveland County, OK over twelve months, Cleveland, OK up 70% from 503; Cleveland, OK home prices +9.9% a year (Cleveland, OK) over three years.

124,442 housing units in Cleveland County, OK; 41,411 Cleveland, OK renter households; 44% of Cleveland, OK renters spend 30%+ of income on rent, 20% (Cleveland, OK) half or more.

Cleveland County, OK ranks #1,623 nationally on the opportunity index (Cleveland, OK, among all ranked counties); Cleveland, OK scores 29.0/100 and Cleveland, OK sits #57 inside Oklahoma. Cleveland, OK is in the early_signal opportunity phase; Cleveland, OK's primary driver is bank institutional, Cleveland, OK second driver listings discount; Cleveland, OK moved up 1,110 places. 102 short-sale listings across Cleveland, OK; 50 days on market observed in Cleveland, OK; 6.5% vacancy over 23 Cleveland, OK ZIPs.

0.9% of Cleveland County, OK mortgages were ninety-plus days late in December 2025; Cleveland, OK's thirty-to-eighty-nine-day share was 2.0% (CFPB county sample). Cleveland, OK's ninety-day rate is up 0.1 points on twelve months earlier; the Cleveland, OK peak since 2008 was 2.8% in January 2012; Oklahoma overall reads 1.2%.

Cleveland County, OK has 20 watched banks; 20 Cleveland, OK banks sit in an elevated band. Cleveland, OK footprints: Bancfirst (8 branches, stress 51) in Cleveland, OK; Midfirst Bank (7 branches, stress 62) in Cleveland, OK; First Fidelity Bank (6 branches, stress 73) in Cleveland, OK.

HUD lists 12 assisted multifamily properties in Cleveland County, OK with 1,025 units; 479 Cleveland, OK units are assisted, 5 Cleveland, OK properties under project-based Section 8.

7,643 of the 124,442 housing units in Cleveland, OK sit vacant. Cleveland County, OK permitted 308 multifamily units in twelve months; Cleveland, OK's one-to-four unit structures added 548 units in Cleveland County, OK.