Cleveland County, OK: Home-Insurance Distress & Forced-Sale Pressure
Cleveland County, OK: 79/100 (severe) home-insurance distress; Cleveland, OK band MEDIUM; Cleveland, OK #376 of 3,222 counties; Cleveland, OK #2 of 77 in Oklahoma; raw Cleveland, OK 85.5.
FEMA hazard, Cleveland, OK: 74/100; Cleveland, OK declarations, three years: 9; Cleveland, OK perils: 4 fire, 3 severe-storm; Cleveland, OK five-year count 9 (severity 15.0); Cleveland, OK ten-year 9; hazard-weighted, Cleveland, OK: 15.0.
Declared incidents on the Cleveland, OK record: 2026 Severe Storm 2; 2025 Fire 4 (Cleveland, OK); 2023 Tornado 3 (Cleveland, OK).
NFIP claims, Cleveland, OK, three years: 15; Cleveland, OK payouts $651,165; per Cleveland, OK claim $43,411; Cleveland, OK claim-stress 87/100.
Cleveland, OK monthly score fell, 82 (March 2026) to 79 (October 2026); Cleveland, OK by month: March 82, April 82, May 80, June 80 (Cleveland, OK), July 78, August 78, September 77, October 79.
Cleveland, OK components: climate 73, NFIP claims 87; Cleveland, OK retreat index 79.
Construction distress, Cleveland, OK: 7/100 as of August 2026 (Cleveland, OK: 38/100 one-to-four unit, 4/100 multifamily).
Cleveland, OK ZIPs, June 2026 (Cleveland, OK, 16 highest): score 0 (Cleveland, OK), climate 98 (Cleveland, OK): 73135, 73150; score 0 (Cleveland, OK), climate 97 (Cleveland, OK): 73020, 73149; score 0 (Cleveland, OK), climate 96 (Cleveland, OK): 73139, 73159; score 0 (Cleveland, OK), climate 95 (Cleveland, OK): 73169; score 0 (Cleveland, OK), climate 93 (Cleveland, OK): 74857; score 0 (Cleveland, OK), climate 91 (Cleveland, OK): 73019, 73026, 73051, 73068, Cleveland, OK 73069, 73070, 73071, 73160.
DLRadar rescores Cleveland, OK monthly; Cleveland, OK readings join Cleveland, OK foreclosure, lien and ownership parcels (Cleveland, OK), so cost-squeezed Cleveland, OK owners surface before listing.
Inside Oklahoma, Cleveland County ranks 2nd of 77 counties for home-insurance distress at 79/100; Creek County (85/100) sits just above Cleveland County, and Oklahoma County (78/100) sits just below Cleveland County.
Deterministic. Every Cleveland County, OK signal traces to a public Cleveland dataset (FEMA, NFIP, Census for Cleveland, OK) · how insurance distress works in Cleveland, OK · methodology
FAQ: Cleveland County, OK insurance distress
What is the Cleveland County, OK home-insurance-distress score?
Cleveland, OK: 79/100 (MEDIUM), #376 of 3,222, #2 in Oklahoma. FEMA hazard, Cleveland, OK: 74/100; NFIP stress, Cleveland, OK: 87/100; construction, Cleveland, OK: 7/100; Cleveland, OK rescores monthly.
Is Cleveland County insurance distress getting better or worse (OK)?
Cleveland, OK: 82 in March 2026; Cleveland, OK: 79 in October 2026 (better); Cleveland, OK climate component 73; Cleveland, OK NFIP claims score 87.
How many flood-insurance claims has Cleveland County, OK had?
Cleveland, OK: 15 NFIP claims, three years; Cleveland, OK paid $651,165; per Cleveland, OK claim $43,411; carriers reprice Cleveland, OK against that record.
Which Cleveland County ZIP codes carry the most insurance distress (OK)?
Cleveland, OK, June 2026: 73135 at 0, 73150 at 0, 73020 at 0, 73149 at 0; Cleveland, OK climate scores there: 98, 98, 97, 97.
Why does Cleveland, OK insurance distress create sellers?
A Cleveland, OK premium outruns the Cleveland, OK budget; a carrier leaves Cleveland, OK; Cleveland, OK carrying cost passes plan; Cleveland, OK owners sell while current; Cleveland, OK insurance distress leads Cleveland, OK foreclosure data.