ZIP 73165 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 73165 in Cleveland County, Oklahoma comes in at 30, a moderate composite-distress reading. Structurally it carries 66/100, against 7/100 of stress already in motion. The most distinctive pressure shows up in structural risk (66/100), institutional ownership (58/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (23/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)).

The market reads peak — home values rose 1.5% year on year, and 32% higher over three years, at 17/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 8,226 with a median age of 43. Home values center near $325,600, an affordability ratio of 2.6× — accessible. On demographic stress specifically, 73165 scores 23/100. Vacancy runs 9.1%. The ZIP holds roughly 2,958 housing units. Roughly 9.6% live below the poverty line. At $123,906, median income runs above typical U.S. levels. Rent burden reaches 25% of tenant households. The tenure split is 95% owner-occupied to 5% rented. Educational attainment sits at 34% bachelor's-or-above.

On balance 73165 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 73165 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 73165 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 73165 reflects the current record instead of a stale or modeled snapshot.

Each component behind 73165 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 73165 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.