ZIP 74857 Property Distress & Foreclosure Data

Cleveland County, Oklahoma's ZIP 74857 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (70/100), institutional ownership (61/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (23/100). On the structural side it scores 70/100, with 7/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (80/100)).

The peak-phase market in 74857 posted values that rose 2.5% over the year, and 18% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 8.5% live below the poverty line. Around 51% of renters are cost-burdened. Households earn a median $87,582 — above the roughly $78,000 national figure. The vacancy rate is 7.7%. About 23% have a four-year degree. Population is roughly 9,902 with a median age of 45. The tenure split is 92% owner-occupied to 8% rented. On demographic stress specifically, 74857 scores 25/100. The ZIP holds roughly 4,139 housing units. A median home runs $205,100 here, or 2.0 times local income.

On balance 74857 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.