ZIP 74857 Foreclosure, Tax-Lien & Distress Report

Cleveland County, Oklahoma's ZIP 74857 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (70/100), institutional ownership (59/100), construction/permit lag (41/100). By contrast, mortgage stress (23/100) register low. Structural exposure scores 70 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (75/100)).

The market reads peak — home values rose 1.5% year on year, and 18% higher over three years, at 17/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 8.5%. Around 51% of renters are cost-burdened. Households earn a median $87,582 — above the roughly $78,000 national figure. The vacancy rate is 7.7%. Around 23% of adults hold a bachelor's degree or higher. 9,902 residents call 74857 home, typically aged 45. The tenure split is 92% owner-occupied to 8% rented. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 4,139 housing units. The typical home is worth about $205,100 (2.0× income, relatively affordable).

On balance 74857 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 74857 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 74857's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 74857 shows blanks, not estimates, wherever the record is sparse.

Behind 74857's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 74857 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.