ZIP 74801 Foreclosure, Tax-Lien & Distress Report

In Pottawatomie County, Oklahoma, ZIP 74801 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (76/100), FEMA disaster exposure (71/100)). Property-level stress concentrates in construction/permit lag (94/100), structural risk (77/100), institutional ownership (56/100). On the quiet end sit mortgage stress (23/100). On the structural side it scores 77/100, with 7/100 of stress already active.

The market reads peak — home values rose 2.2% year on year, and 6% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 21,804 with a median age of 38. 61% of housing is owner-occupied. Roughly 20.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 9,837 housing units. Median household income is $53,265, below the U.S. median near $78,000. On demographic stress specifically, 74801 scores 30/100. Around 35% of renters are cost-burdened. The typical home is worth about $137,900 (2.3× income, relatively affordable). Around 22% of adults hold a bachelor's degree or higher.

Taken together, 74801 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 74801 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 74801 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Pottawatomie County, Oklahoma and the nation. The score is rebuilt from public data as it updates, so 74801 reflects the current record instead of a stale or modeled snapshot.

The 34/100 figure for 74801 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 74801 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.