ZIP 74840 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 74840 in Seminole County, Oklahoma comes in at 27, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (63/100)). On the structural side it scores 62/100, with 5/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (62/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (15/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $61,563 — below the roughly $78,000 national figure. Home values center near $163,200, an affordability ratio of 2.5× — accessible. The poverty rate is 15.7%. The demographic-stress sub-score lands at 30/100. Around 15% of adults hold a bachelor's degree or higher. The ZIP holds roughly 790 housing units. Rent burden reaches 46% of tenant households. 85% of housing is owner-occupied. Population is roughly 1,993 with a median age of 42. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 74840 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 74840 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 74840 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 74840 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 74840 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 74840 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.