ZIP 74840 Property Distress & Foreclosure Data

In Seminole County, Oklahoma, ZIP 74840 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (63/100). The latent-versus-live split is 53/100 structural and 5/100 already moving. Its standout signals are structural risk (53/100), construction/permit lag (45/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (15/100) stay muted.

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $61,563, median income runs below typical U.S. levels. The typical home is worth about $163,200 (2.5× income, relatively affordable). The poverty rate is 15.7%. The demographic-stress sub-score lands at 30/100. Around 15% of adults hold a bachelor's degree or higher. The ZIP holds roughly 790 housing units. Around 46% of renters are cost-burdened. 85% of housing is owner-occupied. 1,993 residents call 74840 home, typically aged 42. The vacancy rate is 16.0% — elevated.

Taken together, 74840 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.