ZIP 74855 Foreclosure, Tax-Lien & Distress Report

ZIP 74855's composite property-distress score is 27/100 - DLRadar classes that as low for Lincoln County, Oklahoma. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (57/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 57/100 against active distress of 6/100. Environmental exposure also runs high (FEMA disaster exposure (87/100), climate & FEMA risk (67/100)).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 55% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $55,861, below the U.S. median near $78,000. Around 20% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. About 19% have a four-year degree. The typical home is worth about $196,200 (2.7× income, relatively affordable). The tenure split is 72% owner-occupied to 28% rented. The vacancy rate is 9.9%. About 4,292 people live here, median age 45. Roughly 15.4% live below the poverty line. The ZIP holds roughly 1,748 housing units.

Overall, 74855 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 74855 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 74855 shows as blanks, never estimates, and the score updates on every fresh public filing.

74855's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 74855 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.