ZIP 74026 Property Distress & Foreclosure Data

DLRadar grades ZIP 74026 (Lincoln County, Oklahoma) at a low 20/100 for overall property distress. Property-level stress concentrates in institutional ownership (50/100), structural risk (41/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (8/100). The latent-versus-live split is 41/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (92/100), climate & FEMA risk (66/100)).

The peak-phase market in 74026 posted values that rose 2.5% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $54,853 — below the roughly $78,000 national figure. The ZIP holds roughly 347 housing units. About 8% have a four-year degree. On demographic stress specifically, 74026 scores 27/100. The vacancy rate is 18.0% — elevated. A median home runs $97,300 here, or 1.7 times local income. Around 25% of renters are cost-burdened. The tenure split is 73% owner-occupied to 27% rented. Roughly 16.0% live below the poverty line. Population is roughly 888 with a median age of 33.

On the whole, 74026 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.