ZIP 74881 Foreclosure, Tax-Lien & Distress Report
Lincoln County, Oklahoma · Affordable market
DLRadar grades ZIP 74881 (Lincoln County, Oklahoma) at a low 22/100 for overall property distress. Structural risk reads 47/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (44/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (82/100), climate & FEMA risk (67/100).
Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 17/100). Topping markets hide individual distress behind strong averages.
The typical home is worth about $146,000 (2.2× income, relatively affordable). Educational attainment sits at 14% bachelor's-or-above. 84% of housing is owner-occupied. At $57,827, median income runs below typical U.S. levels. 5,273 residents call 74881 home, typically aged 43. The vacancy rate is 7.8%. 18.7% of residents fall below the poverty threshold. Rent burden reaches 16% of tenant households. The ZIP holds roughly 2,207 housing units. The demographic-stress sub-score lands at 25/100.
On balance 74881 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 74881 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 74881 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Lincoln County, Oklahoma and the nation. Every figure is auditable to a public dataset and refreshed as records update; 74881 shows blanks, not estimates, wherever the record is sparse.
Behind 74881's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 74881 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 74881
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 74881 Stress Report snapshot
A live read on 74881: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Lincoln County
Nearest ZIP codes to 74881
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 74881
Keep going: ZIP, county and state distress coverage for Lincoln County, Oklahoma.
Open the complete 74881 acquisition file
The full 74881 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology