ZIP 74881 Property Distress & Foreclosure Data

In Lincoln County, Oklahoma, ZIP 74881 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 40 and live distress 6 on the 0–100 scale. Its standout signals are institutional ownership (49/100), structural risk (40/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (2/100). Environmental exposure also runs high (FEMA disaster exposure (91/100), climate & FEMA risk (67/100)).

The peak-phase market in 74881 posted values that rose 2.5% over the year, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $146,000 here, or 2.2 times local income. About 14% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. Households earn a median $57,827 — below the roughly $78,000 national figure. Population is roughly 5,273 with a median age of 43. Vacancy runs 7.8%. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 16% of tenant households. There are about 2,207 housing units across 74881. On demographic stress specifically, 74881 scores 25/100.

On balance 74881 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.