ZIP 74869 Property Distress & Foreclosure Data

DLRadar grades ZIP 74869 (Lincoln County, Oklahoma) at a low 20/100 for overall property distress. Structural risk reads 41/100 against active distress of 6/100. Property-level stress concentrates in institutional ownership (50/100), structural risk (41/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (8/100). Environmental exposure also runs high (FEMA disaster exposure (92/100), climate & FEMA risk (66/100)).

The peak-phase market in 74869 posted values that rose 2.5% over the year, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 538 with a median age of 47. Households earn a median $65,875 — below the roughly $78,000 national figure. A median home runs $143,400 here, or 1.3 times local income. The tenure split is 86% owner-occupied to 14% rented. Vacancy runs 9.0%. On demographic stress specifically, 74869 scores 16/100. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. About 16% have a four-year degree. There are about 337 housing units across 74869. Rent burden reaches 0% of tenant households.

On balance 74869 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.