ZIP 74834 Property Distress & Foreclosure Data

Lincoln County, Oklahoma's ZIP 74834 registers 20/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), climate & FEMA risk (66/100). The most distinctive pressure shows up in institutional ownership (50/100), structural risk (41/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (8/100) stay muted. Structural exposure scores 41 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 15% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 7.0%. There are about 3,314 housing units across 74834. 80% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. The typical home is worth about $195,800 (3.0× income, relatively affordable). The poverty rate is 14.7%. 7,551 residents call 74834 home, typically aged 43. Rent burden reaches 41% of tenant households. Around 20% of adults hold a bachelor's degree or higher. At $59,436, median income runs below typical U.S. levels.

Overall, 74834 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.