ZIP 74834 Foreclosure, Tax-Lien & Distress Report
Lincoln County, Oklahoma · Affordable market
Lincoln County, Oklahoma's ZIP 74834 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), climate & FEMA risk (66/100). Property-level stress concentrates in structural risk (50/100), institutional ownership (48/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (19/100). The latent-versus-live split is 50/100 structural and 6/100 already moving.
The market reads peak — home values rose 1.5% year on year, and 15% higher over three years, at 17/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 7.0%. There are about 3,314 housing units across 74834. 80% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 29/100. A median home runs $195,800 here, or 3.0 times local income. Roughly 14.7% live below the poverty line. About 7,551 people live here, median age 43. Rent burden reaches 41% of tenant households. Educational attainment sits at 20% bachelor's-or-above. Median household income is $59,436, below the U.S. median near $78,000.
Overall, 74834 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 74834 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 74834 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 74834 reflects the current record instead of a stale or modeled snapshot.
The 24/100 figure for 74834 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 74834 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 74834
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
74834 at a glance
Current distress, phase, housing and lender-pressure figures for 74834, drawn from the same report attached to each property.
Adjacent Lincoln County ZIP reports
Keep exploring Oklahoma distress
Other reports tied to Lincoln County, Oklahoma — ZIP, county and statewide.
Open the complete 74834 acquisition file
The full 74834 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology