ZIP 74023 Foreclosure, Tax-Lien & Distress Report
Payne County, Oklahoma · High Vacancy market
Scored on a fixed 0-100 scale, 74023 (Payne County, Oklahoma) returns a low composite of 27/100. Latent structural risk is 56/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (86/100), climate & FEMA risk (76/100). Its heaviest discrete signals: construction/permit lag (63/100), structural risk (56/100), institutional ownership (46/100). By contrast, mortgage stress (20/100) register low.
The market reads peak — home values rose 1.9% year on year, and 22% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $145,400 here, or 2.8 times local income. Educational attainment sits at 16% bachelor's-or-above. Owners hold 61% of homes, renters 39%. On demographic stress specifically, 74023 scores 31/100. The ZIP holds roughly 5,382 housing units. The vacancy rate is 14.7% — elevated. 23.0% of residents fall below the poverty threshold. Around 28% of renters are cost-burdened. 12,097 residents call 74023 home, typically aged 38. Households earn a median $48,859 — below the roughly $78,000 national figure.
Net-net, 74023 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 74023 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 74023 read uses the identical scoring model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 74023 stays directly comparable to neighboring ZIPs and the rest of Payne County, Oklahoma. The score is rebuilt from public data as it updates, so 74023 reflects the current record instead of a stale or modeled snapshot.
74023's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 74023 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 74023 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 74023 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Payne County ZIPs near 74023
Nearest ZIP codes to 74023
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Oklahoma distress
Additional distress intelligence spanning Payne County, Oklahoma by ZIP, county and state.
Unlock the full ZIP 74023 acquisition report
Open 74023 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology