ZIP 74078 Property Distress & Foreclosure Data
Payne County, Oklahoma's ZIP 74078 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 50 and live distress 0 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (84/100). The most distinctive pressure shows up in institutional ownership (50/100), structural risk (50/100), construction/permit lag (24/100). construction/permit lag (24/100) stay muted.
Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
441 residents call 74078 home, typically aged 19. Vacancy runs 100.0%, above the national norm and a classic distress-and-opportunity signal. Around 100% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 50/100.
Taken together, 74078 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 74078
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Payne County
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Deterministic. Every signal traces to a public dataset · methodology