ZIP 74078 Foreclosure, Tax-Lien & Distress Report
Payne County, Oklahoma · High Vacancy market
DLRadar grades ZIP 74078 (Payne County, Oklahoma) at a low 25/100 for overall property distress. Structural risk reads 52/100 against active distress of 0/100. Environmental exposure also runs high (FEMA disaster exposure (91/100), climate & FEMA risk (84/100)). What sets it apart are the readings on structural risk (52/100), institutional ownership (49/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) register low.
Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 441 people live here, median age 19. Vacancy runs 100.0%, above the national norm and a classic distress-and-opportunity signal. About 100% have a four-year degree. The demographic-stress sub-score lands at 50/100.
On the whole, 74078 leans distressed, with opportunity clustered in specific stressed parcels. While 74078 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 74078 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 74078 stays directly comparable to neighboring ZIPs and the rest of Payne County, Oklahoma. Every figure is auditable to a public dataset and refreshed on ingest; 74078 shows blanks, not estimates, wherever the record is sparse.
The 25/100 for 74078 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 74078 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 74078 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 74078 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 74078, the same set carried on every parcel.
Nearby ZIPs in Payne County
Explore related distress reports
More ZIP, county and state distress intelligence connected to Payne County, Oklahoma.
Open the complete 74078 acquisition file
The full 74078 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology