ZIP 74059 Foreclosure, Tax-Lien & Distress Report
Payne County, Oklahoma · Affordable market
Payne County, Oklahoma's ZIP 74059 registers 27/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (61/100), structural risk (57/100), institutional ownership (46/100). On the quiet end sit mortgage stress (20/100). The split runs 57/100 structural to 6/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (86/100), climate & FEMA risk (78/100)).
The peak-phase market in 74059 posted values that rose 1.9% over the year, and 21% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $53,860, median income runs below typical U.S. levels. Around 37% of renters are cost-burdened. 19.5% of residents fall below the poverty threshold. Vacancy runs 8.0%. The typical home is worth about $201,900 (3.6× income, relatively affordable). Around 28% of adults hold a bachelor's degree or higher. About 5,854 people live here, median age 33. On demographic stress specifically, 74059 scores 32/100. There are about 2,689 housing units across 74059. Owners hold 72% of homes, renters 28%.
Net-net, 74059 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 74059 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 74059 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74059 can be compared directly against any other ZIP in Payne County, Oklahoma or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 74059 shows blanks, not estimates, wherever the record is sparse.
Behind 74059's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 74059 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 74059
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 74059 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Payne County ZIP codes
Nearest ZIP codes to 74059
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 74059
Other reports tied to Payne County, Oklahoma — ZIP, county and statewide.
The complete 74059 distress and acquisition report
See who owns each distressed property in 74059, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology