ZIP 74077 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 74077 (Payne County, Oklahoma) lands at 25/100 — low on DLRadar's public-record scoring. Its standout signals are structural risk (52/100), institutional ownership (49/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100), climate & FEMA risk (84/100). On the structural side it scores 52/100, with 0/100 of stress already active.

The market reads peak — home values rose 2.2% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

1,608 residents call 74077 home, typically aged 20. DLRadar's demographic-stress index for the area reads 70/100. There are about 14 housing units across 74077. The vacancy rate is 100.0% — elevated. About 60% have a four-year degree.

Net-net, 74077 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 74077 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 74077 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Payne County, Oklahoma and the nation. The score is rebuilt from public data as it updates, so 74077 reflects the current record instead of a stale or modeled snapshot.

74077's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 74077 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.