ZIP 74077 Property Distress & Foreclosure Data

Composite property distress in 74077 (Payne County, Oklahoma) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (50/100), structural risk (50/100), construction/permit lag (24/100). On the quiet end sit construction/permit lag (24/100). Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (84/100)). The latent-versus-live split is 50/100 structural and 0/100 already moving.

The peak-phase market in 74077 posted values that rose 3.4% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,608 with a median age of 20. On demographic stress specifically, 74077 scores 70/100. The ZIP holds roughly 14 housing units. The vacancy rate is 100.0% — elevated. About 60% have a four-year degree.

On the whole, 74077 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
50/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 74077

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk84
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Payne County

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Deterministic. Every signal traces to a public dataset · methodology