ZIP 74032 Property Distress & Foreclosure Data

Payne County, Oklahoma's ZIP 74032 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (72/100)). The most distinctive pressure shows up in institutional ownership (46/100), structural risk (45/100), construction/permit lag (24/100). On the quiet end sit construction/permit lag (24/100) and mortgage stress (19/100). Structural risk reads 45/100 against active distress of 6/100.

The peak-phase market in 74032 posted values that rose 3.5% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 74032 scores 27/100. A median home runs $138,100 here, or 2.2 times local income. The tenure split is 80% owner-occupied to 20% rented. About 18% have a four-year degree. There are about 910 housing units across 74032. Population is roughly 1,675 with a median age of 51. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $61,250 — below the roughly $78,000 national figure. Rent burden reaches 27% of tenant households.

On the whole, 74032 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.