ZIP 74038 Foreclosure, Tax-Lien & Distress Report
Creek County, Oklahoma · High Vacancy market
DLRadar grades ZIP 74038 (Creek County, Oklahoma) at a low 21/100 for overall property distress. Structural risk reads 44/100 against active distress of 6/100. Its standout signals are institutional ownership (51/100), structural risk (44/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (20/100) register low. Environmental exposure also runs high (FEMA disaster exposure (91/100), climate & FEMA risk (64/100)).
Prices here sit in a peak phase: values rose 3.6% over the trailing year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $161,700 (2.6× income, relatively affordable). The vacancy rate is 17.1% — elevated. About 2,204 people live here, median age 40. Rent burden reaches 29% of tenant households. There are about 948 housing units across 74038. Around 11% of adults hold a bachelor's degree or higher. The tenure split is 85% owner-occupied to 15% rented. Households earn a median $59,375 — below the roughly $78,000 national figure. On demographic stress specifically, 74038 scores 29/100. The poverty rate is 16.9% — high, a tax-stress and distress correlate.
Net-net, 74038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 74038 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 74038 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Creek County, Oklahoma and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 74038 shows blanks, not estimates, wherever the record is sparse.
The 21/100 figure for 74038 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 74038 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 74038
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 74038 by the numbers
A live read on 74038: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Creek County ZIP reports
Keep exploring Oklahoma distress
Further distress data across Creek County, Oklahoma at ZIP, county and state level.
Open the complete 74038 acquisition file
Every distressed parcel in 74038 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology