ZIP 74038 Property Distress & Foreclosure Data

ZIP code 74038 in Creek County, Oklahoma carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 42 and live distress 6 on the 0–100 scale. What sets it apart are the readings on institutional ownership (52/100), structural risk (42/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (12/100). Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (64/100)).

The peak-phase market in 74038 posted values that rose 3.7% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $161,700 here, or 2.6 times local income. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 2,204 with a median age of 40. Rent burden reaches 29% of tenant households. There are about 948 housing units across 74038. About 11% have a four-year degree. The tenure split is 85% owner-occupied to 15% rented. Households earn a median $59,375 — below the roughly $78,000 national figure. On demographic stress specifically, 74038 scores 29/100. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 74038 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.