ZIP 74081 Foreclosure, Tax-Lien & Distress Report
Pawnee County, Oklahoma · High Vacancy market
DLRadar grades ZIP 74081 (Pawnee County, Oklahoma) at a low 24/100 for overall property distress. Structurally it carries 51/100, against 6/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (88/100)). What sets it apart are the readings on institutional ownership (55/100), structural risk (51/100), construction/permit lag (41/100). mortgage stress (21/100) stay muted.
The peak-phase market in 74081 posted values that rose 3.6% over the year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 90% owner-occupied to 10% rented. Home values center near $124,200, an affordability ratio of 2.3× — accessible. The vacancy rate is 13.2% — elevated. At $50,650, median income runs below typical U.S. levels. Population is roughly 2,008 with a median age of 41. On demographic stress specifically, 74081 scores 29/100. There are about 647 housing units across 74081. Around 52% of renters are cost-burdened. About 15% have a four-year degree. The poverty rate is 11.7%.
On the whole, 74081 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 74081 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 74081 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 74081 can be compared directly against any other ZIP in Pawnee County, Oklahoma or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 74081 shows blanks, not estimates, wherever the record is sparse.
Behind 74081's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 74081 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 74081’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 74081 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Pawnee County ZIPs near 74081
Nearest ZIP codes to 74081
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Oklahoma distress
Keep going: ZIP, county and state distress coverage for Pawnee County, Oklahoma.
Open the complete 74081 acquisition file
Pull every distressed parcel in 74081 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology