Pawnee County, OK: Foreclosures, Tax Liens & Distressed Properties

Pawnee County, OK, Oklahoma: 12 ZIP codes scored, Pawnee County, OK averaging 24/100 (low, Pawnee, OK), from 8 to 30. Pawnee County, OK is in its peak phase (Pawnee, OK confidence 22/100): Pawnee, OK home prices up 3.6% (Pawnee, OK) over twelve months. Pawnee County, OK lender headwind: 71/100.

Highest-scoring Pawnee County, OK ZIPs: 74044 (30/100), 74085 (28/100), 74020 (26/100), 74032 (26/100), 74034 (26/100), 74038 (26/100). Also scored in Pawnee County, OK: 74045, 74058, 74081, 74650, 73061, 74651.

Across Pawnee County, OK's scored ZIPs: median home value $162,383, household income $60,327, 19.1% vacancy, 18.6% poverty, 81% owner-occupied, median age 42.9.

Pawnee County, OK insurance distress 45/100 (#1,223 in the US); FEMA hazard 89/100 for Pawnee, OK; 8 federal disaster declarations in Pawnee County, OK since 2023; Pawnee, OK construction distress 78/100.

4 banks with 6 branches lend in Pawnee County, OK; Pawnee, OK weighted bank stress 70/100, highest 74/100 in Pawnee, OK.

Pawnee County, OK unemployment 4.6% (Pawnee, OK -0.2 pts, six months); Pawnee, OK home prices +9.4% a year (Pawnee, OK) over three years.

7,326 housing units in Pawnee County, OK; 1,311 Pawnee, OK renter households; 31% of Pawnee, OK renters spend 30%+ of income on rent, 15% (Pawnee, OK) half or more.

Pawnee County, OK ranks #80 nationally on the opportunity index (Pawnee, OK, among all ranked counties); Pawnee, OK scores 37.8/100 and Pawnee, OK sits #1 inside Oklahoma. Pawnee, OK is in the strong_buy opportunity phase; Pawnee, OK's primary driver is vacancy, Pawnee, OK second driver construction; Pawnee, OK moved down 47 places. 5 short-sale listings across Pawnee, OK; 66 days on market observed in Pawnee, OK; 17.8% vacancy over 12 Pawnee, OK ZIPs.

No CFPB county sample covers Pawnee County, OK. The metro area reading for Pawnee, OK (Tulsa, OK): 1.0% ninety-plus days late; Pawnee, OK's thirty-to-eighty-nine share is 2.4% (Pawnee, OK, December 2025 data); Oklahoma overall 1.2%.

Pawnee County, OK has 4 watched banks; 4 Pawnee, OK banks sit in an elevated band. Pawnee, OK footprints: American Heritage Bank (3 branches, stress 74) in Pawnee, OK; Blue Sky Bank (1 branch, stress 73) in Pawnee, OK; Armstrong Bank (1 branch, stress 70) in Pawnee, OK.

HUD lists 1 assisted multifamily property in Pawnee County, OK with 18 units; 18 Pawnee, OK units are assisted.

1,218 of the 7,326 housing units in Pawnee, OK sit vacant.